5048 Pine Needle Dr, Mascotte, FL 34753 Property Records

Lake County property record for 5048 Pine Needle Dr, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,055 sqft · built 2001
Lot Size	0.264 acres (11,495 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2020)
Tax Bill	$3,616 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-22-24-0305-000-01000`

Property Details

APN / Parcel Number

Primary APN	`03-22-24-0305-000-01000`
Alternative APNs	`242203030500001000` `3782915`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,055 sqft Living Area
Gross Area	2,455 sqft
1st Floor Area	2,027 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,495 sqft (0.264 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3782915
Street Address	5048 PINE NEEDLE DR
City	MASCOTTE
State	FL
Zip	34753-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MASCOTTE CARDINAL PINES ESTATES PHASE 2 SUB LOT 10 PB 41 PGS 15-16 ORB 5461 PG 1967
Legal Range	24E
Legal Township	22S
Legal Section	3
Legal Subdivision	MASCOTTE CARDINAL PINES ESTATES PHASE 2
Legal Tract	0305
Legal Block	1
Legal Lot Number	10
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1058
Census Tract	31203

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5048 PINE NEEDLE DR, MASCOTTE, FL 34753-8854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Aug 9, 2005 · Amount on Record
Deed Document Number	202047658
Deed Book / Page	5461 / 1967
Prior Transfer Date	Dec 10, 2007
Prior Transfer Doc	0035590902
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 27, 2020
Property Address	5048 PINE NEEDLE DR, MASCOTTE, FL 34753-8854
Document Number	0054611967
Book / Page	005461 / 001967
Instrument Date	Apr 20, 2020
Instrument	47658
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5048 PINE NEEDLE DR MASCOTTE FL 347538854, MASCOTTE, FL 34753-8854

Mortgage

Document Number	54611969
Date	Apr 27, 2020
Book Page	005461/001969
Instrument	47659

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,170 (+2.9%)	$280,100 (-) Land $45,000 Building $235,100
2025		$207,170 (+5.98%) Land $45,000 Building $162,170	$280,100 (+2.88%) Land $45,000 Building $235,100
2024	$3,616.00 (+7.56%)
2023	$3,362.00 (+3.93%) Homeowner's exemption	$195,480 (+3%)	$272,251 (+10.89%) Land $45,000 Building $227,251
2022	$3,235.00 Homeowner's exemption	$189,790	$245,515 Land $45,000 Building $200,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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