504 W Owing St, Denison, TX 75020 Property Records

Grayson County property record for 504 W Owing St, Denison, TX 75020

Property Summary

Property Type	Duplex
Details	3,236 sqft · built 1945
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on File
Last Sale	$189,500 (Aug 2021)
Tax Bill	$6,659 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D025 3204179`

Property Details

APN / Parcel Number

Primary APN	`D025 3204179`
Alternative APN	`146020`

Interior

Stories	1 Story
Building Area	3,236 sqft Living Area
1st Floor Area	3,236 sqft
Upper Floors Area	624 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	331 sqft

Location & Zoning

Street Address	504 W OWING ST
City	DENISON
State	TX
Zip	75020-4479
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	STEVENS ADDN, BLOCK 21, LOT 2, ACRES .1377
Legal Subdivision	STEVENS ADDN
Legal Block	21
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1068
Census Tract	502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Denison Commercial Historic District listed 1983 · 69 contributing resources · NRIS 83003772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

504 W Owing St, a duplex, is owned by a company that bought it in August 2021.

Source: Grayson County records, as of July 1, 2026

Owner of Record	Company Name on File
Mailing Address	505 OLYMPIA ST, DESOTO, TX 75115-1210
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Nov 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Aug 31, 2021	Vendor's Lien, Transfer · Construction Mortgage ATLANTIC COAST LIFE INSURANCE COMPA
Jul 19, 2017	Warranty Deed, Transfer BENT CREEK INVESTMENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Deed Document Number	202129500
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	0000029500
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	504-506 W OWINGS ST, DENISON, TX 75020
Transaction Type	Mortgage
Record Updated	Nov 4, 2022
Title Company	KANE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 COAL CREEK DR, MANSFIELD, TX 76063-4066

Mortgage

Document Number	0000034840
Date	Oct 21, 2022
Instrument	2022-34840

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	504-506 W OWINGS ST, DENISON, TX 75020
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 COAL CREEK DR, MANSFIELD, TX 76063-4066

Mortgage

Document Number	0000039610
Date	Nov 19, 2021
Instrument	2021-00039610

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 31, 2021
Property Address	504-506 W OWINGS ST, DENISON, TX 75020
Document Number	0000029500
Map Reference	VOL 28 PG 362&363
Instrument Date	Aug 25, 2021
Instrument	2021-00029500
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	KANE TITLE LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7750 N MACARTHUR BLVD # 120158, 7750, IRVING, TX 75063-7514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 OLYMPIA ST, DESOTO, TX 75115-1210

Mortgage

Document Number	0000029501
Date	Aug 31, 2021
Instrument	2021-00029501

Lender

Name	ATLANTIC COAST LIFE INSURANCE COMPA
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	14 Months
Due	Oct 1, 2022

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 19, 2017
Property Address	504-506 W OWINGS ST, DENISON, TX 75020
Document Number	0000015920
Instrument Date	Jul 19, 2017
Instrument	15920
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	508 W LOOKOUT DR #1458 RICHARDSON TX 750802176, 1458, RICHARDSON, TX 75080-2176

Mortgage

Document Number	15921
Date	Jul 19, 2017
Instrument	15921

Lender

Name	BENT CREEK INVESTMENTS
Address	5353 LUELLA RD, SHERMAN, TX 75090-5223

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 18, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 504 W Owing St was $6,659, up 62.3% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,659.00 (+62.3%)	$287,269 Land $43,500 Building $243,769	$287,269 Land $43,500 Building $243,769
2024	$4,103.00
2023		$150,407 Land $41,580 Building $108,827	$150,407 Land $41,580 Building $108,827
2022	$3,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 W Owing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 W Owing St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

Nearby Properties on W Owing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures