500 W Owing St, Denison, TX 75020 Property Records

Grayson County property record for 500 W Owing St, Denison, TX 75020

Property Summary

Property Type	Duplex
Details	3,038 sqft · built 2021
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,726 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D025 3204177`

Property Details

APN / Parcel Number

Primary APN	`D025 3204177`
Alternative APN	`146018`

Interior

Stories	1 Story
Building Area	3,038 sqft Living Area
Gross Area	3,817 sqft
1st Floor Area	3,038 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Architectural Style	Duplex Single
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	50 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	779 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	116 sqft

Location & Zoning

Street Address	500 W OWING ST
City	DENISON
State	TX
Zip	75020-4413
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	STEVENS ADDN, BLOCK 21, LOT 1, ACRES .1377
Legal Subdivision	STEVENS ADDN
Legal Block	21
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1068
Census Tract	502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Denison Commercial Historic District listed 1983 · 69 contributing resources · NRIS 83003772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Grayson County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2524 W ELM ST, DENISON, TX 75020-1412
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY
Sep 23, 2021	Vendor's Lien, Transfer · Stand-Alone Second Mortgage PRIVLEN1 LLC
Apr 1, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage SBJ VENTURES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026
Deed Sale	Mar 31, 2026
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	20267649
Prior Transfer Date	Aug 1, 2006
Prior Transfer Doc	0000018696
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 31, 2026
Property Address	500 W OWING ST, DENISON, TX 75020-4413
Document Number	0000007649
Instrument Date	Mar 31, 2026
Instrument	2026-7649
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 W ELM ST, DENISON, TX 75020-1412

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 23, 2021
Property Address	500 W OWING ST, DENISON, TX 75020-4413
Document Number	0000032572
Map Reference	VOL 28 PG 362
Instrument Date	Sep 22, 2021
Instrument	2021-00032572
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 IRVINE DR, ALLEN, TX 75013-3653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 RIVINE DRIVE, ALLEN, TX 75013

Mortgage

Document Number	0000032573
Date	Sep 23, 2021
Instrument	2021-00032573

Lender

Name	PRIVLEN1 LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Nov 22, 2021

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 1, 2021
Property Address	500 W OWING ST, DENISON, TX 75020-4413
Document Number	0000010430
Map Reference	VOL 28 PG 362
Instrument Date	Mar 30, 2021
Instrument	2021-00010430
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	GRANT COUNTY TITLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 IRVINE DR, ALLEN, TX 75013-3653
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010431
Date	Apr 1, 2021
Instrument	2021-00010431

Lender

Name	SBJ VENTURES LP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,942 (+12.35%) Land $43,501 Building $379,441	$422,942 (+12.35%) Land $43,501 Building $379,441
2025	$8,726.00 (+0.26%)	$376,449 (-2.87%) Land $43,501 Building $332,948	$376,449 (-2.87%) Land $43,501 Building $332,948
2024	$8,703.00 (-1.68%)
2023		$387,588 Land $41,581 Building $346,007	$387,588 Land $41,581 Building $346,007
2022	$8,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

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