504 W Elm St, Teutopolis, IL 62467 Property Records

Effingham County property record for 504 W Elm St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1,470 sqft · built 1961
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Dec 2022)
Tax Bill	$4,585 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-007-024`

Property Details

APN / Parcel Number

Primary APN	`12-18-007-024`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,470 sqft Base Area
1st Floor Area	1,470 sqft
Basement Area	1,470 sqft
Unfinished Basement	1,470 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Masonry / Concrete Block
Lot Area	18,731 sqft (0.43 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	504 W ELM ST
City	TEUTOPOLIS
State	IL
Zip	62467-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 150FT OF LOTS 59 & 60 & S 150FT W 1/2 LOT 61 BLK 28 TEUTOPOLIS 24001570 3831/23 2422/23 1147/52 509/176
Legal Subdivision	VILLAGE OF TEUTOPOLIS
Legal Block	28
Legal Lot Number	59-61
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2052
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 W ELM ST, TEUTOPOLIS, IL 62467-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Aug 31, 2022	Deed of Trust, Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Jul 1, 2008 · Amount on Record
Deed Document Number	20225075
Deed Book / Page	3831 / 23
Last Transfer Date	May 17, 2024
Transfer Doc	0000001570
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 16, 2022
Property Address	504 W ELM ST, TEUTOPOLIS, IL 62467-1228
Document Number	0003831/23
Book / Page	3831 / 23
Instrument Date	Dec 14, 2022
Instrument	202222005075
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 W ELM ST, TEUTOPOLIS, IL 62467-1228

Mortgage

Document Number	202222005076
Date	Dec 16, 2022
Instrument	202222005076

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.03%
Type Change Date	Dec 14, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.03%
Index	1-Year T-Bill
Max Rate	10%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	504 W ELM ST, TEUTOPOLIS, IL 62467-1228
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003808/44
Date	Aug 31, 2022
Book Page	3808/44
Instrument	202222003597

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2023

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,585.00 (+41.16%)	$86,050 (+33.72%) Land $18,440 Building $67,610	$258,150 (+33.72%) Land $55,320 Building $202,830
2022	$3,248.00 Homeowner's exemption	$64,350 Land $13,790 Building $50,560	$193,050 Land $41,370 Building $151,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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