514 W Elm St, Teutopolis, IL 62467 Property Records

Effingham County property record for 514 W Elm St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	2,857 sqft · built 2018
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,751 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-007-144`

Property Details

APN / Parcel Number

Primary APN	`12-18-007-144`

Interior

Stories	1 Story
Building Area	2,857 sqft Base Area
1st Floor Area	2,857 sqft
Basement Area	2,857 sqft
Unfinished Basement	2,857 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Garage Area	1,187 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	514 W ELM ST
City	TEUTOPOLIS
State	IL
Zip	62467-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB LOT 1 OF PT LOTS 54, 55 & 56 BLK 28 TEUTOPOLIS 3425/326 1152/294
Legal Block	28
Legal Lot Number	54-56
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2052
Census Tract	950100

Owner

514 W Elm St is owned and occupied by two individuals who acquired it in October 2018.

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	514 W ELM ST, TEUTOPOLIS, IL 62467-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Nov 5, 2018	Intrafamily Transfer, Transfer · Construction Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 31, 2018
Transfer Doc	3425/326
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	514 W ELM ST, TEUTOPOLIS, IL 62467-1228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3547/322
Date	Apr 7, 2020
Book Page	3547/322
Instrument	202020001477

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Interest

Rate	3%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	514 W ELM ST, TEUTOPOLIS, IL 62467-1228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3498/238
Date	Sep 23, 2019
Book Page	3498/238
Instrument	201901903790

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate	3.5%

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 5, 2018
Property Address	514 W ELM ST, TEUTOPOLIS, IL 62467-1228
Document Number	3425/326
Book / Page	3425 / 326
Map Reference	PL 37-C MB 11 PG 262
Instrument Date	Oct 31, 2018
Instrument	201801804601
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 N JOHN ST, TEUTOPOLIS, IL 62467-1127

Mortgage

Document Number	201801804752
Date	Nov 5, 2018
Instrument	201801804752

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	May 1, 2019

Interest

Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 514 W Elm St was $9,751 with a homeowner's exemption, up 7.1% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,751.00 (+7.07%) Homeowner's exemption	$176,240 (+1%) Land $18,490 Building $157,750	$528,720 (+1%) Land $55,470 Building $473,250
2024	$9,107.00	$160,220 Land $16,810 Building $143,410	$480,660 Land $50,430 Building $430,230
2022	$4.00 Homeowner's exemption	$131,810 Land $13,830 Building $117,980	$395,430 Land $41,490 Building $353,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 W Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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