Bremer County property record for 312 W 5th St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,335 sqft · built 1894 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,000 (Jan 2023) |
| Tax Bill | $886 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Line of Credit Sep 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-308-003 |
| Primary APN | 04-24-308-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 182 sqft |
| Unfinished Basement | 182 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 312 W 5TH ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-93-11 EMMON'S ADD LOT 5 BLK 34 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 24 |
| Legal Subdivision | EMMON'S ADD |
| Legal Block | 34 |
| Legal Lot Number | 5 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 4700 |
312 W 5th St is owned and occupied by an individual who bought it in January 2023.
Source: Bremer County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 W 5TH ST, SUMNER, IA 50674-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · Line of Credit NORTHEAST SECURITY BANK |
| Sep 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION |
| Jan 11, 2023 | Warranty Deed, Transfer |
| Jan 11, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on File |
| Deed Sale | Jan 11, 2023 · Amount on File |
| Deed Document Number | 202387 |
| Prior Transfer Date | Mar 30, 2012 |
| Prior Transfer Doc | 0020121408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Dec 19, 2023 |
| Property Address | 312 W 5TH ST, SUMNER, IA 50674-1005 |
| Document Number | 0020233616 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 20233616 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 W 5TH ST, SUMNER, IA 50674-1005 |
| Document Number | 0020233617 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 20233617 |
| Name | NORTHEAST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 312 W 5TH ST, SUMNER, IA 50674-1005 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020193237 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 20193237 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Jan 11, 2023 |
| Property Address | 312 W 5TH ST, SUMNER, IA 50674-1005 |
| Document Number | 0020230087 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 20230087 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $76.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 W 5TH ST, SUMNER, IA 50674-1005 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Jan 11, 2023 |
| Property Address | 312 W 5TH ST, SUMNER, IA 50674-1005 |
| Document Number | 0020230086 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 20230086 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 W 5TH ST, SUMNER, IA 50674-1005 |
The 2025 property tax bill for 312 W 5th St was $886, down 1.3% from the year before.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $886.00 (-1.34%) | $56,860 Land $13,200 Building $43,660 | $56,860 Land $13,200 Building $43,660 |
| 2024 | $898.00 | ||
| 2023 | $52,310 Land $11,550 Building $40,760 | $52,310 Land $11,550 Building $40,760 | |
| 2022 | $484.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 W 5th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2004–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 W 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Hawkeye Telephone Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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