504 Temple Rd, Ladson, SC 29456 Property Records

Berkeley County property record for 504 Temple Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,254 sqft · built 1985
Lot Size	0.185 acres (8,062 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Apr 2025)
Tax Bill	$998 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233-07-02-064`

Property Details

APN / Parcel Number

Primary APN	`233-07-02-064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,254 sqft Finished Area
Gross Area	1,702 sqft
1st Floor Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	8,062 sqft (0.185 acres)
Garage Area	364 sqft
Porch	Slab
Porch Area	84 sqft

Location & Zoning

Street Address	504 TEMPLE RD
City	LADSON
State	SC
Zip	29456-3290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 140COLLEGE PARK
Legal Subdivision	COLLEGE PARK
Legal Block	36
Legal Lot Number	30
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2015
Census Tract	20717

Owner

504 Temple Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	504 TEMPLE RD, LADSON, SC 29456-3290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Aug 24, 2020 · Amount on File
Deed Document Number	202512966
Deed Book / Page	5176 / 29
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 24, 2020
Property Address	504 TEMPLE RD, LADSON, SC 29456-3290
Document Number	03475/0465
Book / Page	3475 / 465
Map Reference	MB F PG 54
Instrument Date	Aug 13, 2020
Instrument	2020032119
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 TEMPLE RD, LADSON, SC 29456-3290

Mortgage

Document Number	2020032120
Date	Aug 24, 2020
Instrument	2020032120

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 504 Temple Rd was $998 with a homeowner's exemption, up 4.7% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,200 (+3,175.15%) Land $54,500 Building $230,700	$285,200 (+1.35%) Land $54,500 Building $230,700
2025	$998.00 (+4.72%)	$8,708 (-) Land $1,393 Building $7,315	$281,400 (-) Land $45,000 Building $236,400
2024	$953.00 Homeowner's exemption	$8,708 Land $1,393 Building $7,315	$281,400 Land $45,000 Building $236,400
2022	$955.00 Homeowner's exemption	$7,572 Land $800 Building $6,772	$189,300 Land $20,000 Building $169,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 Temple Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 Temple Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20