503 Temple Rd, Ladson, SC 29456 Property Records

Berkeley County property record for 503 Temple Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,174 sqft · built 1985
Lot Size	0.214 acres (9,323 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (May 2022)
Tax Bill	$900 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`233-07-02-008`

Property Details

APN / Parcel Number

Primary APN	`233-07-02-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,174 sqft Finished Area
Gross Area	1,966 sqft
1st Floor Area	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	9,323 sqft (0.214 acres)
Garage Area	714 sqft
Porch	Slab
Porch Area	78 sqft

Location & Zoning

Street Address	503 TEMPLE RD
City	LADSON
State	SC
Zip	29456-3291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 140COLLEGE PARK
Legal Subdivision	COLLEGE PARK
Legal Block	31
Legal Lot Number	117
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2016
Census Tract	20717

Owner

503 Temple Rd is owned and occupied by an individual who bought it in May 2022.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	503 TEMPLE RD, LADSON, SC 29456-3291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Sep 8, 2006 · Amount on File
Deed Document Number	202219813
Deed Book / Page	4247 / 834
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	May 13, 2022
Property Address	503 TEMPLE RD, LADSON, SC 29456-3291
Document Number	04247/0834
Book / Page	4247 / 834
Map Reference	CAB F PG 3
Instrument Date	Apr 29, 2022
Instrument	2022019813
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	503 TEMPLE RD, LADSON, SC 29456-3291

Mortgage

Document Number	2022019814
Date	May 13, 2022
Instrument	2022019814

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 503 Temple Rd was $900 with a homeowner's exemption, up 5.1% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,600 (+2,4%) Land $45,000 Building $153,600	$198,600 (-) Land $45,000 Building $153,600
2025	$900.00 (+5.14%)	$7,944 (-) Land $1,800 Building $6,144	$198,600 (-) Land $45,000 Building $153,600
2024	$856.00 Homeowner's exemption	$7,944 Land $1,800 Building $6,144	$198,600 Land $45,000 Building $153,600
2022	$657.00 Homeowner's exemption	$7,920 Land $1,800 Building $6,120	$198,000 Land $45,000 Building $153,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 503 Temple Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Temple Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20