439 Temple Rd, Ladson, SC 29456 Property Records

Berkeley County property record for 439 Temple Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 1985
Lot Size	0.218 acres (9,525 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2025)
Tax Bill	$930 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`233-07-02-007`

Property Details

APN / Parcel Number

Primary APN	`233-07-02-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,347 sqft Finished Area
Gross Area	1,839 sqft
1st Floor Area	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,525 sqft (0.218 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	72 sqft

Location & Zoning

Street Address	439 TEMPLE RD
City	LADSON
State	SC
Zip	29456-3289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 140COLLEGE PARK
Legal Subdivision	COLLEGE PARK
Legal Block	31
Legal Lot Number	116
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2016
Census Tract	20717

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 TEMPLE RD, LADSON, SC 29456-3289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Aug 27, 2019	Grant Deed, Transfer PRIME LNDG
Sep 16, 2019	Correction Deed TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
May 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	202525185
Deed Book / Page	5276 / 845
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	3133/0606
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	439 TEMPLE RD, LADSON, SC 29456-3289
Document Number	3168/0283
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 TEMPLE RD LADSON SC 294563289, LADSON, SC 29456-3289

Mortgage

Document Number	3168/0283
Date	Oct 22, 2019
Book Page	003168/000283
Instrument	38433

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2039

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 27, 2019
Property Address	439 TEMPLE RD, LADSON, SC 29456-3289
Document Number	3117/0893
Book / Page	003117 / 000893
Instrument Date	Aug 14, 2019
Instrument	30900
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	439 TEMPLE RD LADSON SC 294563289, LADSON, SC 29456-3289

Mortgage

Document Number	3117/0898
Date	Aug 27, 2019
Book Page	003117/000898
Instrument	30901

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Mortgage

Document Number	3119/0031,
Date	Aug 27, 2019
Book Page	003119/000031
Instrument	31056

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 26, 2039

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 16, 2019
Property Address	439 TEMPLE RD, LADSON, SC 29456-3289
Document Number	3133/0606
Book / Page	003133 / 000606
Instrument Date	Aug 14, 2019
Instrument	33497
Record Updated	Sep 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$189.75
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	439 TEMPLE RD LADSON SC 294563289, LADSON, SC 29456-3289

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY SC
Recording Date	May 5, 2017
Property Address	439 TEMPLE RD, LADSON, SC 29456-3289
Document Number	2455/0422
Book / Page	2455 / 0422
Map Reference	MB F PG 54
Instrument Date	Apr 27, 2017
Instrument	2017015746
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 TEMPLE RD, LADSON, SC 29456-3289

Mortgage

Document Number	2017015747
Date	May 5, 2017
Instrument	2017015747

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,800 (+3,541.41%) Land $54,500 Building $234,300	$288,800 (+10.44%) Land $54,500 Building $234,300
2025	$930.00 (+4.97%) Homeowner's exemption	$7,931 (-) Land $1,365 Building $6,566	$261,500 (-) Land $45,000 Building $216,500
2024	$886.00 (-0.45%) Homeowner's exemption	$7,931 (+15.01%) Land $1,365 Building $6,566	$261,500 (+51.68%) Land $45,000 Building $216,500
2022	$890.00 Homeowner's exemption	$6,896 Land $800 Building $6,096	$172,400 Land $20,000 Building $152,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

439 Temple Rd, Ladson, SC 29456 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

September 2019: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Temple Rd

Nearby Streets

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