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504 River Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 504 River Rd, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,906 sqft · built 2017
Lot Size0.742 acres (32,365 sqft)
OwnerIndividual Name on Record
Last Sale$785,000 (Apr 2023)
Tax Bill$5,987 (2025)
Deeds & MortgagesApr 2023 Sale
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN18-07S-04W-0000-0123-0000

Property Details

APN / Parcel Number

Primary APN18-07S-04W-0000-0123-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,906 sqft Heated Area
Gross Area2,800 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area32,365 sqft (0.742 acres)
Lot Dimensions360 ft deep x 90 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area704 sqft
Boat AccessBoat Access
Boat House540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address504 RIVER RD
CityCARRABELLE
StateFL
Zip32322-1502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.00 ACRE ON THE CARRABELLE RIVER 86/96 550/75 784/716 989/211 1192/204 1361/439-DEATH CERT 1361/440
Legal Range04W
Legal Township07S
Legal Section18
Legal SubdivisionCARRABELLE RIVER
Legal Tract4
JurisdictionFRANKLIN FL
Township / Civil DivisionEASTPOINT
Census Block Group1
Census Block1195
Census Tract970200

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address504 RIVER RD, CARRABELLE, FL 32322-1502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 15, 2017Loan Modification, Mortgage
PRIME MERIDIAN BK
May 11, 2017Deed, Transfer
ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2023 · Amount on Record
Deed SaleApr 17, 2023 · Amount on Record
Prior SaleMay 11, 2017
Deed Document Number202319001872
Deed Book / Page1361 / 440
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateApr 17, 2023
Property Address504 RIVER RD, CARRABELLE, FL 32322-1502
Document Number0019001872
Book / Page1361 / 440
Instrument DateApr 14, 2023
Instrument202319001872
Transaction TypeTransfer
Record UpdatedMay 9, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$5,495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10195 JOURNEYS END, TALLAHASSEE, FL 32312-3715

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 RIVER RD, CARRABELLE, FL 32322-1502

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address504 RIVER RD, CARRABELLE, FL 32322-1502
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 RIVER RD, CARRABELLE, FL 32322-1502

Mortgage

Document Number0019004246
DateJul 1, 2021
Book Page1306/585
Instrument202119004246
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address504 RIVER RD, CARRABELLE, FL 32322-1502
Document Number0019006310
Book / Page001208 / 000215
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedJan 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address504 RIVER RD CARRABELLE FL 32322, CARRABELLE, FL 32322

Mortgage

Document Number0019006310
DateDec 19, 2017
Book Page001208/000215
Instrument19006310
Lender
NamePRIME MERIDIAN BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueDec 18, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN FL
Recording DateMay 11, 2017
Property Address504 RIVER RD, CARRABELLE, FL 32322-1502
Document Number0019002352
Book / Page1192 / 204
Instrument DateMay 4, 2017
Instrument201719002352
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyATTORNEY

Transaction

Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1794 MASTERS DR, 1794, BANNING, CA 92220-6671

Transferred To (Grantee/Buyer)

NameVerified Name
Address10195 JOURNEYS END, TALLAHASSEE, FL 32312-3715

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,987.00 (+1.85%) Homeowner's exemption$680,385 (+2.9%)$705,761 (+6.74%) Land $180,000 Building $525,761
2024$5,878.00 (+79.98%) Homeowner's exemption$661,210 (+79.15%) Land $130,000 Building $531,210$661,210 (+28.26%) Land $130,000 Building $531,210
2023$3,266.00 (+0.59%) Homeowner's exemption$369,088 (+3%)$515,538 (+5.32%) Land $130,000 Building $385,538
2022$3,247.00 Homeowner's exemption$358,338$489,511 Land $130,000 Building $359,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies171 units insured
incl. 38 condo units
Nearby Flood Claims359 (1979–2024)
Claims Outside the SFHA6 of 359
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Dennis, Jul 2005 · 79 claims
  • Hurricane Kate, Nov 1985 · 84 claims
  • Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Starlink
Satellite		280 / 30

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