504 Phillips Dr, Champaign, IL 61820 Property Records

Champaign County property record for 504 Phillips Dr, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Lot Size	0.211 acres (9,171 sqft)
Owner	Individual Name on File
Last Sale	$71,500 (Jul 2004)
Tax Bill	$2,141 (2024)
Deeds & Mortgages	Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`46-21-07-165-006`

Property Details

APN / Parcel Number

Primary APN	`46-21-07-165-006`

Exterior

Lot Area	9,171 sqft (0.211 acres)

Location & Zoning

Street Address	504 PHILLIPS DR
City	CHAMPAIGN
State	IL
Zip	61820-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 10, 11 BLOCK 8 GALLOWAY AND SMITHS ADD
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	GALLOWAY AND SMITHS ADD
Legal Block	8
Legal Lot Number	11
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2009
Census Tract	200

Owner

Source: Champaign County records · APN 46-21-07-165-006

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	504 PHILLIPS DR, CHAMPAIGN, IL 61820-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2004 · Amount on Record
Deed Sale	Jul 12, 2004 · Amount on Record
Deed Document Number	200421619
Record Updated	Jun 08, 2026

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	504 PHILLIPS DR, CHAMPAIGN, IL 61820-3111
Document Number	0000002948
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 PHILLIPS DR CHAMPAIGN IL 618203111, CHAMPAIGN, IL 61820-3111

Mortgage

Document Number	0000002948
Date	Feb 21, 2017
Instrument	2948

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Feb 20, 2057

Interest

Rate	5%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,290 (+33.53%) Land $2,190 Building $32,100	$102,870 (+33.53%) Land $6,570 Building $96,300
2024	$2,141.00 (+18.35%)
2022	$1,809.00 Homeowner's exemption	$25,680 Land $1,640 Building $24,040	$77,040 Land $4,920 Building $72,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications, Pavlov Media.

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.