504 Overcrest Rd, Towson, MD 21286 Property Records

Baltimore County property record for 504 Overcrest Rd, Towson, MD 21286

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,140 sqft · built 1952
Lot Size	0.156 acres (6,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Feb 1999)
Tax Bill	$4,720 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2018 Mortgage + 1 more
APN	`09-0903672410`

Property Details

APN / Parcel Number

Primary APN	`09-0903672410`
Alternative APNs	`90903672410` `0903672410`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	648 sqft
Finished Basement	648 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,812 sqft (0.156 acres)
Lot Dimensions	130 ft deep x 52 ft wide
Deck Area	120 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0903672410
Street Address	504 OVERCREST RD
City	TOWSON
State	MD
Zip	21286-5638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENBRIER
Legal Subdivision	GREENBRIER
Legal Block	3
Legal Lot Number	42
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	3
Census Block	3031
Census Tract	490900

Owner

Source: Baltimore County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 OVERCREST RD, TOWSON, MD 21286-5638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Aug 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 1999 · Amount on Record
Deed Sale	Feb 11, 1999 · Amount on Record
Prior Sale	May 25, 1989 · Amount on Record
Deed Document Number	1999158623
Deed Book / Page	13521 / 440
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	504 OVERCREST RD, TOWSON, MD 21286-5638
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0478370451
Date	Mar 7, 2023
Book Page	47837/451

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	504 OVERCREST RD, TOWSON, MD 21286-5638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0405430146
Date	Aug 7, 2018
Book Page	0040543/146

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	504 OVERCREST RD, TOWSON, MD 21286-5638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0434800188
Date	Oct 16, 2020
Book Page	43480/188

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$411,500 (+12.3%) Land $106,000 Building $305,500	$411,500 (-) Land $106,000 Building $305,500
2024	$4,720.00 (+108.48%)
2023	$2,264.00 Homeowner's exemption	$366,433	$411,500 Land $106,000 Building $305,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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