Baltimore County property record for 107 Overcrest Rd, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,679 sqft · built 1952 |
| Lot Size | 0.162 acres (7,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Oct 2025) |
| Tax Bill | $4,157 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2025 Sale & Mortgage + 1 more |
| APN | 09-0919270280 |
| Primary APN | 09-0919270280 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,679 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Basement Area | 375 sqft |
| Finished Basement | 375 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,062 sqft (0.162 acres) |
| Lot Dimensions | 108 ft deep x 55.2 ft wide |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0919270280 |
|---|---|
| Street Address | 107 OVERCREST RD |
| City | TOWSON |
| State | MD |
| Zip | 21286-5447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENBRIER |
| Legal Subdivision | GREENBRIER |
| Legal Block | 3 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 490900 |
Source: Baltimore County records, as of November 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 OVERCREST RD, TOWSON, MD 21286-5447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 31, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 22, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Dec 22, 2022 · Amount on Record |
| Deed Book / Page | 50664 / 445 |
| Prior Transfer Date | Dec 5, 2022 |
| Prior Transfer Doc | 0476430303 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 107 OVERCREST RD, TOWSON, MD 21286-5447 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 OVERCREST RD, TOWSON, MD 21286-5447 |
| Document Number | 0484830307 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 48483/307 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 3, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 31, 2025 |
| Property Address | 107 OVERCREST RD, TOWSON, MD 21286-5447 |
| Document Number | 0506640445 |
| Book / Page | 50664 / 445 |
| Instrument Date | Oct 24, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 OVERCREST RD, TOWSON, MD 21286-5447 |
| Document Number | 0050664451 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 50664/451 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Dec 22, 2022 |
| Property Address | 107 OVERCREST RD, TOWSON, MD 21286-5447 |
| Document Number | 0476430303 |
| Book / Page | 47643 / 303 |
| Instrument Date | Dec 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 107 OVERCREST RD, TOWSON, MD 21286-5447 |
| Document Number | 0476430309 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 47643-0309 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,157.00 (+6.4%) | $289,000 (+10.59%) Land $107,300 Building $181,700 | $289,000 (-) Land $107,300 Building $181,700 |
| 2024 | $3,907.00 (+109.94%) | ||
| 2023 | $1,861.00 | $261,333 | $289,000 Land $107,300 Building $181,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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