Baltimore County property record for 103 Overcrest Rd, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,634 sqft · built 1952 |
| Lot Size | 0.159 acres (6,930 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Mar 2009) |
| Tax Bill | $4,621 (2024) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2022 Mortgage + 2 more |
| APN | 09-0923501160 |
| Primary APN | 09-0923501160 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| Gross Area | 1,794 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 180 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,930 sqft (0.159 acres) |
| Lot Dimensions | 126 ft deep x 55.2 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0923501160 |
|---|---|
| Street Address | 103 OVERCREST RD |
| City | TOWSON |
| State | MD |
| Zip | 21286-5447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENBRIER |
| Legal Subdivision | GREENBRIER |
| Legal Block | 3 |
| Legal Lot Number | 26A |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 490900 |
103 Overcrest Rd is owned and occupied by two individuals who bought it in March 2009.
Source: Baltimore County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 OVERCREST RD, TOWSON, MD 21286-5447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK |
| Nov 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK |
| Aug 10, 2020 | Loan Modification, Mortgage · FHA Mortgage TRUIST BK |
| May 1, 2018 | Loan Modification, Mortgage · Conventional with PMI BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2009 · Amount on File |
| Deed Sale | Mar 25, 2009 · Amount on File |
| Deed Document Number | 2009391688 |
| Deed Book / Page | 27812 / 186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 103 OVERCREST RD, TOWSON, MD 21286-5447 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 103 OVERCREST RD, TOWSON, MD 21286-5447 |
| Document Number | 0482220422 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 48222/422 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 103 OVERCREST RD, TOWSON, MD 21286-5447 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 OVERCREST RD, TOWSON, MD 21286-5447 |
| Document Number | 0475580435 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 47558/435 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Aug 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 103 OVERCREST RD, TOWSON, MD 21286-5447 |
| Document Number | 0432150283 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 103 OVERCREST RD TOWSON MD 212865447, TOWSON, MD 21286-5447 |
| Document Number | 0432150283 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 043215/000283 |
| Name | TRUIST BK |
|---|---|
| Address | GREENVILLE, SC 29607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 103 OVERCREST RD, TOWSON, MD 21286-5447 |
| Document Number | 0407110465 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 103 OVERCREST RD TOWSON MD 212865447, TOWSON, MD 21286-5447 |
| Document Number | 0407110465 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 040711/000465 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28258-0302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2048 |
| Rate | 4% |
|---|
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312,100 Land $106,600 Building $205,500 | $312,100 Land $106,600 Building $205,500 | |
| 2024 | $4,621.00 (+97.82%) | ||
| 2023 | $2,336.00 Homeowner's exemption | $281,567 | $312,100 Land $106,600 Building $205,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 103 Overcrest Rd; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 Overcrest Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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