504 Napolean, Saint Jacob, IL 62281 Property Records

Madison County property record for 504 Napolean, Saint Jacob, IL 62281

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 650 sqft · built 1910
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2026)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 1 more
APN	`05-2-23-09-16-404-006`

Property Details

APN / Parcel Number

Primary APN	`05-2-23-09-16-404-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	650 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	504 NAPOLEAN
City	SAINT JACOB
State	IL
Zip	62281-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHIELES SECOND ADD LOT 3 50X140
Legal Subdivision	SCHIELES SECOND ADDN
Legal Lot Number	3
Jurisdiction	MADISON IL
Township / Civil Division	ST. JACOB
Census Block Group	4
Census Block	4021
Census Tract	403702

Owner

Source: Madison County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 NAPOLEAN, SAINT JACOB, IL 62281-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage FCB BANK
Aug 11, 2026	Deed of Trust, Mortgage ILLINOIS HOUSING DEV AUTHORITY
May 17, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	202623242
Prior Transfer Date	Jan 11, 2016
Prior Transfer Doc	0000006005
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 11, 2026
Property Address	504 NAPOLEAN, SAINT JACOB, IL 62281-1639
Document Number	0000023242
Instrument Date	Jul 31, 2026
Instrument	202623242
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 NAPOLEAN, SAINT JACOB, IL 62281-1639

Mortgage

Date	Aug 11, 2026

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Aug 11, 2026
Property Address	504 NAPOLEAN, SAINT JACOB, IL 62281-1639
Document Number	0000023244
Instrument Date	Jul 31, 2026
Instrument	202623244
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 NAPOLEAN, SAINT JACOB, IL 62281-1639

Mortgage

Document Number	0000023244,
Date	Aug 11, 2026
Instrument	202623244

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 17, 2017
Property Address	504 NAPOLEAN, SAINT JACOB, IL 62281-1639
Document Number	0000016483
Map Reference	PL 3 PG 25
Instrument Date	Apr 27, 2017
Instrument	2017R16483
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS AND TITLES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$188.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 NAPOLEAN, SAINT JACOB, IL 62281-1639

Mortgage

Document Number	0000016484
Date	May 17, 2017
Instrument	2017R16484

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	GREENVILLE, IL 62246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	St. Jacob Township
Municipality	St. Jacob Village
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00 (+9.94%)	$56,140 (+33%) Land $6,380 Building $49,760	$168,420 (+32.87%) Land $19,140 Building $149,280
2024	$3,289.00 (+16.38%)
2022	$2,826.00	$42,210 Land $4,800 Building $37,410	$126,756 Land $14,414 Building $112,342

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JACOB serves 2,008 people · EPA ID IL1190950
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeTel Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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