Madison County property record for 508 Napolean, Saint Jacob, IL 62281
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 836 sqft · built 1940 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Nov 2023) |
| Tax Bill | $2,447 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Dec 2019 Mortgage + 2 more |
| APN | 05-2-23-09-16-404-004 |
| Primary APN | 05-2-23-09-16-404-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 836 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 508 NAPOLEAN |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHIELES SECOND ADD LOT 5 50X140 |
| Legal Subdivision | SCHIELES SECOND ADDN |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 403702 |
Source: Madison County records · APN 05-2-23-09-16-404-004
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 508A NAPOLEAN, SAINT JACOB, IL 62281-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2023 | Warranty Deed, Transfer · VA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE |
| Dec 06, 2019 | Deed of Trust, Mortgage · FHA Mortgage GERSHMAN MTG |
| Dec 11, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Oct 18, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MAKERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on Record |
| Deed Sale | Nov 30, 2023 · Amount on Record |
| Prior Sale | Oct 18, 2018 · Amount on Record |
| Deed Document Number | 202331967 |
| Prior Transfer Date | Dec 06, 2019 |
| Prior Transfer Doc | 0000040210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Nov 30, 2023 |
| Property Address | 508 NAPOLEAN, SAINT JACOB, IL 62281-1632 |
| Document Number | 0000031967 |
| Map Reference | PB 3 PG 25 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023R31967 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | HIGHLAND COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 NAPOLEAN, SAINT JACOB, IL 62281-1632 |
| Document Number | 0000031968 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023R31968 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Number | 0000031969 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023R31969 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 508 NAPOLEAN, SAINT JACOB, IL 62281-1632 |
| Document Number | 0000040211 |
| Instrument Date | Dec 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 508 NAPOLEAN #A ST JACOB IL 622811632, A, ST JACOB, IL 62281-1632 |
| Document Number | 0000040211 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 40211 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 11, 2019 |
| Property Address | 508 NAPOLEAN, SAINT JACOB, IL 62281-1632 |
| Document Number | 0000040210 |
| Map Reference | PB 3 PG 25 |
| Instrument Date | Dec 06, 2019 |
| Instrument | 2019R40210 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | BENCHMARK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 NAPOLEAN, SAINT JACOB, IL 62281-1632 |
| Document Number | 0000040211 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019R40211 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 18, 2018 |
| Property Address | 508 NAPOLEAN, SAINT JACOB, IL 62281-1632 |
| Document Number | 0000032871 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 32871 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2018 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 SUNSET CHASE TROY IL 622943230, TROY, IL 62294-3230 |
| Document Number | 32872 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 32872 |
| Name | MORTGAGE MAKERS |
|---|---|
| Type | Mortgage Company |
| Address | EDWARDSVILLE, IL 62025 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2048 |
| Rate | 4.75% |
|---|
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Municipality | St. Jacob Village |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,447.00 | $47,320 (+33%) Land $6,550 Building $40,770 | $141,960 (+32.86%) Land $19,650 Building $122,310 |
| 2024 | $2,447.00 (+6.02%) | ||
| 2022 | $2,308.00 | $35,580 Land $4,920 Building $30,660 | $106,847 Land $14,775 Building $92,072 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Progressive Voice & Data Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 256 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST JACOB serves 2,008 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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