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411 Napolean, Saint Jacob, IL 62281 Property Records

Madison County property record for 411 Napolean, Saint Jacob, IL 62281

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,102 sqft · built 1950
Lot Size0.177 acres (7,750 sqft)
OwnerIndividual Name on File
Tax Bill$3,359 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2020 Loan Modification
APN05-2-23-09-16-406-006

Property Details

APN / Parcel Number

Primary APN05-2-23-09-16-406-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,102 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialStone
Construction TypeMasonry / Concrete Block
Lot Area7,750 sqft (0.177 acres)
Lot Dimensions155 ft deep x 50 ft wide
Garage TypeDetached
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address411 NAPOLEAN
CitySAINT JACOB
StateIL
Zip62281-1134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHIELES SECOND ADD LOT 7 50X155
Legal SubdivisionSCHIELES SECOND ADDN
Legal Lot Number7
JurisdictionMADISON IL
Township / Civil DivisionST. JACOB
Census Block Group4
Census Block4050
Census Tract403702

Owner

Source: Madison County records · APN 05-2-23-09-16-406-006

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address411 NAPOLEAN, SAINT JACOB, IL 62281-1134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
Jun 15, 2020Loan Modification, Mortgage · Conventional Mortgage
FCB BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address411 NAPOLEAN, SAINT JACOB, IL 62281-1134
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCOMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046677
DateDec 16, 2020
Instrument2020R46677
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address411 NAPOLEAN, SAINT JACOB, IL 62281-1134
Document Number0000021912
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address411 NAPOLEAN ST JACOB IL 622811134, ST JACOB, IL 62281-1134

Mortgage

Document Number0000021912
DateJul 01, 2020
Instrument21912
Lender
NameFCB BK
TypeBank
AddressHIGHLAND, IL 62249
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionSt. Jacob Township
MunicipalitySt. Jacob Village
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,359.00 (-0.77%)$57,580 (+33.01%) Land $6,830 Building $50,750$172,740 (+32.88%) Land $20,490 Building $152,250
2024$3,385.00 (+16.32%)
2022$2,910.00$43,290 Land $5,140 Building $38,150$130,000 Land $15,435 Building $114,565

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Progressive Voice & Data
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST JACOB
serves 2,008 people
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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