504 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 504 E Church St, Frederick, MD 21701

Property Summary

Property Type	Store with Apartments
Details	11,631 sqft · built 1964
Lot Size	0.84 acres (36,590 sqft)
Owner	Company Name on Record
Last Sale	$615,000 (May 2017)
Tax Bill	$18,352 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-056461`

Property Details

APN / Parcel Number

Primary APN	`02-056461`
Alternative APNs	`2056461` `056461`

Interior

Units	5 Units
Stories	2 Stories
Building Area	11,631 sqft Gross Area
1st Floor Area	11,631 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	36,590 sqft (0.84 acres)
View / Lot	Commercial/Industrial

Exterior Amenities

Deck Area	480 sqft
Patio Area	480 sqft
Balcony Area	510 sqft
Loading Dock	287 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	056461
Street Address	504 E CHURCH ST
City	FREDERICK
State	MD
Zip	21701-5956
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	DB
Legal Description	LT 1 SECT 1 .84 AC FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2018
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5902 ENTERPRISE CT, FREDERICK, MD 21703-5978
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK
Jan 13, 2021	Deed of Trust, Construction Loan · Construction Mortgage M&T BK
May 15, 2017	Deed, Transfer · Commercial Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	Nov 13, 1984 · Amount on Record
Deed Document Number	201711818-0173
Deed Book / Page	11818 / 173
Prior Transfer Date	Dec 11, 2014
Prior Transfer Doc	0103770343
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 12, 2026
Property Address	504 E CHURCH ST, FREDERICK, MD 21701-5956
Document Number	1791000034
Book / Page	17912 / 34
Instrument Date	Jun 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5713 INDUSTRY LN, 51, FREDERICK, MD 21704-7205

Mortgage

Document Number	1791000034,
Date	Jun 12, 2026
Book Page	17912/34

Lender

Name	WOODSBORO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jan 13, 2021
Property Address	504 E CHURCH ST, FREDERICK, MD 21701-5956
Document Number	0144460216
Book / Page	014446 / 000216
Instrument Date	Nov 5, 2020
Transaction Type	Construction Loan
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5902 ENTERPRISE CT FREDERICK MD 217035978, FREDERICK, MD 21703-5978

Mortgage

Document Number	144460216
Date	Jan 13, 2021
Book Page	014446/000216

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 15, 2017
Property Address	504 E CHURCH ST, FREDERICK, MD 21701-5956
Document Number	0118180173
Book / Page	11818 / 0173
Map Reference	MB21 PG145
Instrument Date	Apr 20, 2017
Instrument	11818-0173
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E CHURCH ST # 508, 508, FREDERICK, MD 21701-5766

Mortgage

Document Number	0118180179
Date	May 15, 2017
Book Page	11818/0179
Instrument	11818-0179

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,352.00 (+10.59%)	$991,600 (+25.25%) Land $322,900 Building $668,700	$991,600 (-) Land $322,900 Building $668,700
2024	$16,594.00 (+14.58%)
2023	$14,483.00	$791,667	$991,600 Land $322,900 Building $668,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–1996)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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