491 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 491 E Church St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,428 sqft · built 1890
Lot Size0.052 acres (2,300 sqft)
Owner2 Individual Names on File
Last Sale$324,800 (Oct 2020)
Tax Bill$6,572 (2023)
Deeds & MortgagesOct 2020 Sale
Flood ZoneZone X (minimal risk)
APN02-069458

Property Details

APN / Parcel Number

Primary APN02-069458
Alternative APNs
  • 2069458
  • 069458

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,428 sqft Total Area
Attic Area240 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1890
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area2,300 sqft (0.052 acres)
PorchEnclosed Porch
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number069458
Old Parcel Number2069458
Street Address491 E CHURCH ST
CityFREDERICK
StateMD
Zip21701-5322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR
Legal DescriptionLT 4 20X80& REAR LOT 10 X 70 491 E. CHURCH ST.
Legal Lot Number4,491
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2007
Census Tract750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address491 E CHURCH ST, FREDERICK, MD 21701-5322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 26, 2020 · Amount on Record
Deed SaleOct 26, 2020 · Amount on Record
Prior SaleMar 2, 2016 · Amount on Record
Deed Document Number0001420429
Deed Book / Page14204 / 29
Record UpdatedJun 7, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateOct 26, 2020
Property Address491 E CHURCH ST, FREDERICK, MD 21701-5322
Document Number0142040029
Book / Page014204 / 000029
Instrument DateOct 15, 2020
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount Recorded
Tax$325.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 E CHURCH ST FREDERICK MD 217015322, FREDERICK, MD 21701-5322

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,572.00$360,700$421,500 Land $121,500 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996)
Most Recent ClaimJun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Shenandoah Telecommunications Company.

Nearby Properties on E Church St

Nearby Streets

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