Frederick County property record for 497 E Church St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,920 sqft · built 1890 |
| Lot Size | 0.103 acres (4,465 sqft) |
| Owner | Company Name on Record |
| Last Sale | $85,000 (Dec 2022) |
| Tax Bill | $7,854 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-105799 |
| Primary APN | 02-105799 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 4,465 sqft (0.103 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Open Porch |
| Porch Area | 364 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 105799 |
|---|---|
| Street Address | 497 E CHURCH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DR |
| Legal Description | PARCEL 1 4,465 SQ. FT. SHAFER PROPERTIES |
| Legal Subdivision | SHAFER PROPERTIES |
| Legal Lot Number | 63 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 750200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7706 BALTIMORE NATIONAL PIKE, FREDERICK, MD 21702-3585 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on Record |
| Deed Sale | Dec 7, 2022 · Amount on Record |
| Deed Book / Page | 16252 / 430 |
| Record Updated | Sep 20, 2026 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,367 (+3.26%) | $456,500 (+9.79%) Land $172,300 Building $284,200 | |
| 2025 | $7,854.00 (+8.87%) | $415,800 (+21.37%) Land $85,200 Building $330,600 | $415,800 (-) Land $85,200 Building $330,600 |
| 2024 | $7,214.00 (+12.33%) | ||
| 2023 | $6,422.00 | $342,600 | $415,800 Land $85,200 Building $330,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jun 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Glo Fiber.
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