504 3rd Ave NE, Saint Stephen, MN 56375 Property Records

Stearns County property record for 504 3rd Ave NE, Saint Stephen, MN 56375

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1991
Lot Size	0.503 acres (21,896 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2019)
Tax Bill	$3,514 (2026)
Deeds & Mortgages	Feb 2024 Sale Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`90-55926-0017`

Property Details

APN / Parcel Number

Primary APN	`90-55926-0017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Gross Area	1,450 sqft
1st Floor Area	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,896 sqft (0.503 acres)
Lot Dimensions	161 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	1,560 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	504 3RD AVE NE
City	SAINT STEPHEN
State	MN
Zip	56375-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 002 SMOLEY ESTATES PLAT 2 SECTION 24 TOWNSHIP 126 RANGE 029 SECTION 24 TOWNSHIP 126 RANGE 029
Legal Range	29W
Legal Township	126
Legal Section	24
Legal Subdivision	SMOLEY ESTATES PLAT 2
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. STEPHEN
Census Block Group	1
Census Block	1018
Census Tract	10200

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 3RD AVE NE, SAINT STEPHEN, MN 56375-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Quit Claim Deed, Transfer HOME TOWN TITLE LLC, HOMETOWN TITLE LLC
Jul 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Jul 26, 2007 · Amount on Record
Deed Document Number	20191547459
Record Updated	Jun 8, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 2, 2024
Property Address	504 3RD AVE NE, SAINT STEPHEN, MN 56375-9628
Document Number	00A1667263
Instrument Date	Jan 30, 2024
Instrument	A1667263
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	HOME TOWN TITLE LLC, HOMETOWN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 3RD AVE NE, SAINT STEPHEN, MN 56375-9628

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 10, 2019
Property Address	504 3RD AVE NE, SAINT STEPHEN, MN 56375-9628
Document Number	00A1547459
Instrument Date	Jun 25, 2019
Instrument	A1547459
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 3RD AVE NE, SAINT STEPHEN, MN 56375-9628

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Stephen City
Unified School District	Sartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,514.00 (+3.17%)
2025		$305,800 (+3.17%) Land $53,000 Building $252,800	$305,800 (+3.17%) Land $53,000 Building $252,800
2023	$3,406.00	$296,400 Land $53,000 Building $243,400	$296,400 Land $53,000 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: Xtratyme Technologies.

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