Stearns County property record for 411 3rd Ave NE, Saint Stephen, MN 56375
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,059 sqft · built 1990 |
| Lot Size | 0.507 acres (22,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $161,200 (Aug 2018) |
| Tax Bill | $3,052 (2026) |
| Deeds & Mortgages | Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-55927-0004 |
| Primary APN | 90-55927-0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| Gross Area | 1,724 sqft |
| 1st Floor Area | 950 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,100 sqft (0.507 acres) |
| Lot Dimensions | 170 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 411 3RD AVE NE |
|---|---|
| City | SAINT STEPHEN |
| State | MN |
| Zip | 56375-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLK 001 SMOLEY ESTATES PLAT 3 REPLAT SECTION 24 TOWNSHIP 126 RANGE 029 SECTION 24 TOWNSHIP 126 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 126 |
| Legal Section | 24 |
| Legal Subdivision | SMOLEY ESTATES PLAT 3 REPLAT |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10200 |
411 3rd Ave NE is owned and occupied by an individual who bought it in August 2018.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 3RD AVE NE, SAINT STEPHEN, MN 56375-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on File |
| Deed Sale | Aug 16, 2018 · Amount on File |
| Prior Sale | May 16, 2012 · Amount on File |
| Deed Document Number | 20181527040 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 16, 2018 |
| Property Address | 411 3RD AVE NE, SAINT STEPHEN, MN 56375-4612 |
| Document Number | 00A1527040 |
| Instrument Date | Jun 11, 2018 |
| Instrument | A1527040 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 3RD AVE NE, SAINT STEPHEN, MN 56375-4612 |
The 2026 property tax bill for 411 3rd Ave NE was $3,052 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Stephen City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,052.00 | ||
| 2025 | $270,200 Land $53,000 Building $217,200 | $270,200 Land $53,000 Building $217,200 | |
| 2023 | $2,976.00 | $263,800 Land $53,000 Building $210,800 | $263,800 Land $53,000 Building $210,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 3rd Ave NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 3rd Ave NE is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xtratyme Technologies.
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