323 3rd Ave NE, Saint Stephen, MN 56375 Property Records

Stearns County property record for 323 3rd Ave NE, Saint Stephen, MN 56375

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,068 sqft · built 1980
Lot Size	0.507 acres (22,100 sqft)
Owner	Individual Name on Record
Tax Bill	$3,088 (2026)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`90-55927-0006`

Property Details

APN / Parcel Number

Primary APN	`90-55927-0006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	1,453 sqft
1st Floor Area	962 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,100 sqft (0.507 acres)
Lot Dimensions	130 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	323 3RD AVE NE
City	SAINT STEPHEN
State	MN
Zip	56375-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 002 SMOLEY ESTATES PLAT 3 REPLAT SECTION 24 TOWNSHIP 126 RANGE 029 SECTION 24 TOWNSHIP 126 RANGE 029
Legal Range	29W
Legal Township	126
Legal Section	24
Legal Subdivision	SMOLEY ESTATES PLAT 3 REPLAT
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. STEPHEN
Census Block Group	1
Census Block	1017
Census Tract	10200

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	323 3RD AVE NE, SAINT STEPHEN, MN 56375-4611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 17, 2023
Property Address	323 3RD AVE NE, SAINT STEPHEN, MN 56375-4611
Document Number	00A1648918
Instrument Date	Feb 17, 2023
Instrument	A1648918
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	323 3RD AVE NE, SAINT STEPHEN, MN 56375-4611

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Stephen City
Unified School District	Sartell-St. Stephen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,088.00 (+11.56%)	$288,400 (+5.6%) Land $56,700 Building $231,700	$288,400 (+5.6%) Land $56,700 Building $231,700
2025		$273,100 (+10.03%) Land $53,000 Building $220,100	$273,100 (+10.03%) Land $53,000 Building $220,100
2023	$2,768.00	$248,200 Land $53,000 Building $195,200	$248,200 Land $53,000 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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