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5035 Harmony Cir, Apt 204, Vero Beach, FL 32967 Property Records

Indian River County property record for 5035 Harmony Cir, Apt 204, Vero Beach, FL 32967

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,618 sqft · built 1988
Lot Size17.2 acres (752,128 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Jul 2021)
Tax Bill$5,218 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2021 Sale
Flood ZoneZone X (moderate risk)
APN32-39-23-00003-0008-00024.0

Property Details

APN / Parcel Number

Primary APN32-39-23-00003-0008-00024.0
Alternative APN
  • 48321

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units7 Units
Stories1 Story
Building Area1,618 sqft Living Area
1st Floor Area1,618 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Lot Area752,128 sqft (17.2 acres)
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address5035 HARMONY CIR, 204
CityVERO BEACH
StateFL
Zip32967-7207
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHARMONY ISLAND BLDG H UNIT 24 OR BK 796 PP 338
Legal Range39E
Legal Township32S
Legal Section23
Legal SubdivisionHARMONY ISLAND
Legal Unit24
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2008
Census Tract50306

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address726 SILVER SHORES RD, VERO BEACH, FL 32963-1101
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Jul 27, 2021Warranty Deed, Transfer
SUPREME TITLE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Prior SaleMar 26, 2012 · Amount on Record
Deed Document Number202153633
Deed Book / Page3447 / 1997
Prior Transfer DateJun 3, 2014
Prior Transfer Doc0027690442
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address5035 HARMONY CIR APT 204, 204, VERO BEACH, FL 32967-7207
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address726 SILVER SHORES RD, VERO BEACH, FL 32963-1101

Mortgage

Document Number0034890905
DateDec 3, 2021
Book Page3489/905
Instrument3120210083159
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 27, 2021
Property Address5035 HARMONY CIR APT 204, 204, VERO BEACH, FL 32967-7207
Document Number0034471997
Book / Page3447 / 1997
Map ReferenceMB 796 PG 338
Instrument DateJul 26, 2021
Instrument3120210053633
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2400 BON AIR STATION LN, 2400, NORTH CHESTERFIELD, VA 23235-3100

Transferred To (Grantee/Buyer)

NameVerified Name
Address726 SILVER SHORES RD, VERO BEACH, FL 32963-1101

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,218.00 (+8.98%)$361,453 (-) Building $361,453$361,453 (-) Building $361,453
2023$4,788.00 (+15.32%)$361,453 (+25.44%) Building $361,453$361,453 (+25.44%) Building $361,453
2022$4,152.00$288,148 Building $288,148$288,148 Building $288,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 536 condo units
Nearby Flood Claims44 (2004–2017)
Claims Outside the SFHA36 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 19 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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