5035 Harmony Cir, Apt 104, Vero Beach, FL 32967 Property Records

Indian River County property record for 5035 Harmony Cir, Apt 104, Vero Beach, FL 32967

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,618 sqft · built 1988
Lot Size	17.2 acres (752,128 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2025)
Tax Bill	$4,976 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`32-39-23-00003-0008-00014.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-23-00003-0008-00014.0`
Alternative APN	`48317`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	7 Units
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	752,128 sqft (17.2 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	5035 HARMONY CIR, 104
City	VERO BEACH
State	FL
Zip	32967-7207
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HARMONY ISLAND BLDG H UNIT 14 OR BK 796 PP 338
Legal Range	39E
Legal Township	32S
Legal Section	23
Legal Subdivision	HARMONY ISLAND
Legal Unit	14
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2008
Census Tract	50306

Owner

Source: Indian River County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5035 HARMONY CIR, 104, VERO BEACH, FL 32967-7207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Oct 21, 2019	Warranty Deed, Transfer TREASURE COAST TITLE SETTLEMEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Sep 12, 2022 · Amount on Record
Deed Document Number	202548148
Deed Book / Page	3807 / 1042
Prior Transfer Date	May 21, 2012
Prior Transfer Doc	0025780585
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 29, 2025
Property Address	5035 HARMONY CIR APT 104, 104, VERO BEACH, FL 32967-7207
Document Number	0038071042
Book / Page	3807 / 1042
Map Reference	MB 796 PG 338
Instrument Date	Sep 22, 2025
Instrument	3120250048148
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 422, HILLSDALE, NJ 07642-0422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 HARMONY CIR APT 104, 104, VERO BEACH, FL 32967-7207

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 12, 2022
Property Address	5035 HARMONY CIR APT 104, 104, VERO BEACH, FL 32967-7207
Document Number	0035700638
Book / Page	3570 / 638
Map Reference	MB 796 PG 338
Instrument Date	Sep 6, 2022
Instrument	3120220055881
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6431 53RD CIR, 6431, VERO BEACH, FL 32967-7624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 422, HILLSDALE, NJ 07642-0422

Mortgage

Document Number	0003570642
Date	Sep 12, 2022
Instrument	3570/642

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 21, 2019
Property Address	5035 HARMONY CIR APT 104, 104, VERO BEACH, FL 32967-7207
Document Number	0032470829
Book / Page	003247 / 000829
Instrument Date	Oct 10, 2019
Instrument	61273
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	TREASURE COAST TITLE SETTLEMEN

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6420 53RD CIR VERO BEACH FL 329677623, VERO BEACH, FL 32967-7623

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,976.00 (+0.14%)	$344,241 (-) Building $344,241	$344,241 (-) Building $344,241
2024	$4,969.00 (+1.3%)	$344,241 (-) Building $344,241	$344,241 (-) Building $344,241
2023	$4,905.00 (+30.35%)	$344,241 (+25.44%) Building $344,241	$344,241 (+25.44%) Building $344,241
2022	$3,763.00	$274,427 Building $274,427	$274,427 Building $274,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	805 units insured incl. 536 condo units
Nearby Flood Claims	44 (2004–2017)
Claims Outside the SFHA	36 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 19 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

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