5035 Harmony Cir, Apt 201, Vero Beach, FL 32967 Property Records

Indian River County property record for 5035 Harmony Cir, Apt 201, Vero Beach, FL 32967

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,486 sqft · built 1988
Lot Size	17.2 acres (752,128 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,097 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`32-39-23-00003-0008-00021.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-23-00003-0008-00021.0`
Alternative APN	`48318`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	7 Units
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	752,128 sqft (17.2 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	5035 HARMONY CIR, 201
City	VERO BEACH
State	FL
Zip	32967-7207
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HARMONY ISLAND BLDG H UNIT 21 OR BK 796 PP 338
Legal Range	39E
Legal Township	32S
Legal Section	23
Legal Subdivision	HARMONY ISLAND
Legal Unit	21
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2008
Census Tract	50306

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5035 HARMONY CIR, 201, VERO BEACH, FL 32967-7207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Dec 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 17, 2021
Transfer Doc	0034952253
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 22, 2021
Property Address	5035 HARMONY CIR APT 201, 201, VERO BEACH, FL 32967-7207
Document Number	0034952253
Book / Page	3495 / 2253
Map Reference	MB 796 PG 338
Instrument Date	Dec 17, 2021
Instrument	3120210087835
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5035 HARMONY CIR APT 201, 201, VERO BEACH, FL 32967-7207

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 22, 2021
Property Address	5035 HARMONY CIR APT 201, 201, VERO BEACH, FL 32967-7207
Document Number	0034952228
Book / Page	3495 / 2228
Map Reference	MB 796 PG 338
Instrument Date	Dec 17, 2021
Instrument	3120210087833
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5035 HARMONY CIR APT 201, 201, VERO BEACH, FL 32967-7207

Mortgage

Document Number	0034952231
Date	Dec 22, 2021
Instrument	3495/2231

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 24, 2020
Property Address	5035 HARMONY CIR APT 201, 201, VERO BEACH, FL 32967-7207
Document Number	0033121293
Book / Page	003312 / 001293
Instrument Date	Jun 20, 2020
Instrument	35187
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5035 HARMONY CIR #201 VERO BEACH FL 329677207, 201, VERO BEACH, FL 32967-7207

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 31, 2019
Property Address	5035 HARMONY CIR APT 201, 201, VERO BEACH, FL 32967-7207
Document Number	0032651864
Book / Page	003265 / 001864
Instrument Date	Dec 23, 2019
Instrument	75578
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5035 HARMONY CIR #201 VERO BEACH FL 329677207, 201, VERO BEACH, FL 32967-7207

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,097.00 (+9.02%) Homeowner's exemption	$321,912 (+2.7%)	$344,241 (-) Building $344,241
2023	$3,758.00 (+10.27%)	$313,450 (+14.22%)	$344,241 (+25.44%) Building $344,241
2022	$3,408.00	$274,427 Building $274,427	$274,427 Building $274,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	805 units insured incl. 536 condo units
Nearby Flood Claims	44 (2004–2017)
Claims Outside the SFHA	36 of 44
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 19 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

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