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5033 Rain Shadow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5033 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage2,104 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$456,190 (2023)
Tax Bill$7,498.00 (2025)

Property Details

APN / Parcel Number

Primary APN21-26-30-3645-0001-1390
Alternative APN
  • 263021364500011390

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,104 sqft Living Area
Gross Area2,740 sqft Gross Area
1st Floor2,104 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area236 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address5033 RAIN SHADOW DR
CitySAINT CLOUD
StateFL
Zip34772-6343
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDEN AT CROSS PRAIRIE PB 33 PGS 37-42 LOT 139
Legal SubdivisionEDEN AT CROSS PRAIRIE
Legal Lot Number139
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1011
Census Tract43209

Owner

Source: Osceola County records · APN 21-26-30-3645-0001-1390

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5033 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 21, 2023Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Deed Doc Number2023124278
Deed Book / Page6477 / 1328
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 12, 2026
Property Address5033 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343
Document Number0000077473
Book / Page6987 / 813
Instrument DateMay 28, 2026
Instrument202677473
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5033 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343

Mortgage

Document Number0000077473,
DateJun 12, 2026
Book Page6987/813
Instrument202677473
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term328 Months
DueOct 01, 2053
Interest
Rate6.3%
Max Rate-1%

September 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 21, 2023
Property Address5033 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343
Document Number0064771328
Book / Page6477 / 1328
Map ReferenceMB 33 PG 37-42
Instrument DateSep 19, 2023
Instrument2023124278
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 26, 2024
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,193.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address5033 RAIN SHADOW DRIVE, SAINT CLOUD, FL 34772-6343

Mortgage

Document Number0064771330
DateSep 21, 2023
Instrument6477/1330
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,498.00$368,700 Land $65,000 Building $303,700$368,700 Land $65,000 Building $303,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 86% of the US · above 79% of Florida
Wildfire LikelihoodAbout 1 in 158 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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