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5027 Rain Shadow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5027 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,734 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$381,885 (2023)
Tax Bill$6,782.00 (2025)

Property Details

APN / Parcel Number

Primary APN21-26-30-3645-0001-1400
Alternative APN
  • 263021364500011400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,734 sqft Living Area
Gross Area2,200 sqft Gross Area
1st Floor1,734 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area112 sqft Patio
Porch Area66 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address5027 RAIN SHADOW DR
CitySAINT CLOUD
StateFL
Zip34772-6343
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDEN AT CROSS PRAIRIE PB 33 PGS 37-42 LOT 140
Legal SubdivisionEDEN AT CROSS PRAIRIE
Legal Lot Number140
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1011
Census Tract43209

Owner

Source: Osceola County records · APN 21-26-30-3645-0001-1400

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5027 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Deed Doc Number2023113466
Deed Book / Page6465 / 1110
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 04, 2026
Property Address5027 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343
Document Number0000073216
Book / Page6982 / 811
Instrument DateMay 26, 2026
Instrument202673216
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5027 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343

Mortgage

Document Number0000073216,
DateJun 04, 2026
Book Page6982/811
Instrument202673216
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,782.00$328,700 Land $65,000 Building $263,700$328,700 Land $65,000 Building $263,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 86% of the US · above 79% of Florida
Wildfire LikelihoodAbout 1 in 158 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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