Osceola County property record for 5039 Rain Shadow Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,190 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Garage | Finished |
| Occupancy | Owner Occupied |
| Tax Bill | $7,686.00 (2025) |
| Primary APN | 212630364500011380 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,190 sqft Heated Area |
| Gross Area | 2,769 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 138 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5039 RAIN SHADOW DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6343 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EDEN AT CROSS PRAIRIE PB 33 PGS 37-42 LOT 138 |
| Legal Lot Number | 138 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 43209 |
Source: Osceola County records · APN 212630364500011380
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5039 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 04, 2023 | Correction Deed M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC |
| Sep 22, 2023 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage M/I FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2023 |
| Deed Sale | Oct 02, 2023 |
| Deed Doc Number | 0006485396 |
| Deed Book / Page | 6478 / 2406 |
| Prior Transfer Date | Sep 22, 2023 |
| Prior Transfer Doc | 2023125497 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 04, 2023 |
| Property Address | 5039 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343 |
| Document Number | 0064850396 |
| Book / Page | 6485 / 396 |
| Map Reference | MB 33 PG 37-42 |
| Instrument Date | Oct 02, 2023 |
| Instrument | 2023131105 |
| Record Updated | Jan 26, 2024 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054 |
| Name | Verified Name |
|---|---|
| Address | 5039 RAIN SHADOW DRIVE, SAINT CLOUD, FL 34772-6343 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 22, 2023 |
| Property Address | 5039 RAIN SHADOW DR, SAINT CLOUD, FL 34772-6343 |
| Document Number | 0064782406 |
| Book / Page | 6478 / 2406 |
| Map Reference | MB 33 PG 37-42 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023125497 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | M I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,243.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 INTERNATIONAL PKWY, LAKE MARY, FL 32746-5061 |
| Name | Verified Name |
|---|---|
| Address | 5039 RAIN SHADOW DRIVE, SAINT CLOUD, FL 34772-6343 |
| Document Number | 0064782408 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 6478/2408 |
| Instrument | 2023125498 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,686.00 Homeowner's exemption | $379,200 Land $65,000 Building $314,200 | $379,200 Land $65,000 Building $314,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 86% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 158 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures