5032 Eagle Rdg Dr, Freeland, WA 98249 Property Records

Island County property record for 5032 Eagle Rdg Dr, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 949 sqft · built 2023
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Feb 2026)
Tax Bill	$3,822 (2026)
Deeds & Mortgages	Feb 2026 Sale Jan 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8566-00-00027-0`

Property Details

APN / Parcel Number

Primary APN	`S8566-00-00027-0`
Alternative APN	`813404`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	949 sqft Living Area
1st Floor Area	949 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Hardboard/Plywood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Porch	Open Porch
Porch Area	139 sqft
Storage Building	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	5032 EAGLE RIDGE DR
City	FREELAND
State	WA
Zip	98249-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPSHOT HEIGHTS,S LOT 27,S
Legal Subdivision	CHIPSHOT HEIGHTS,S
Legal Lot Number	27
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2019
Census Tract	971301

Owner

5032 Eagle Rdg Dr is owned and occupied by an individual who bought it in February 2026.

Source: Island County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5032 EAGLE RIDGE DR, FREELAND, WA 98249-8806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jan 30, 2024	Deed of Trust, Mortgage · Construction Mortgage SAVIBANK
Jun 27, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Jun 27, 2024 · Amount on File
Deed Document Number	20264596509
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Feb 5, 2026
Property Address	5032 EAGLE RIDGE DR, FREELAND, WA 98249-8806
Document Number	0004596509
Map Reference	AF 44604040
Instrument Date	Feb 2, 2026
Instrument	4596509
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$8,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5032 EAGLE RIDGE DR, FREELAND, WA 98249-8806

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5032 EAGLE RIDGE DR, FREELAND, WA 98249-8806
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004568959
Date	Jan 30, 2024
Instrument	4568959

Lender

Name	SAVIBANK
Type	Bank
Address	FREELAND, WA 98249

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 27, 2024
Property Address	5032 EAGLE RIDGE DR, FREELAND, WA 98249-8806
Document Number	0004573938
Map Reference	AF 4464040
Instrument Date	Jun 26, 2024
Instrument	4573938
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,989.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 SHOREWOOD AVE, GREENBANK, WA 98253-9744

Mortgage

Document Number	0004573939
Date	Jun 27, 2024
Instrument	4573939

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 5032 Eagle Rdg Dr was $3,822.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,822.00
2025		$482,973 Land $285,000 Building $197,973	$482,973 Land $285,000 Building $197,973
2023	$468.00	$70,000 (-) Land $70,000	$70,000 (-) Land $70,000
2022		$70,000 Land $70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5032 Eagle Rdg Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5032 Eagle Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR HILLS COMMUNITY WATER SYSTEM serves 1,373 people · EPA ID WA5333860
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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