5012 Eagle Rdg Dr, Freeland, WA 98249 Property Records

Island County property record for 5012 Eagle Rdg Dr, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Jun 2021)
Tax Bill	$4,799 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`S8566-00-00020-0`

Property Details

APN / Parcel Number

Primary APN	`S8566-00-00020-0`
Alternative APN	`813397`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,543 sqft Living Area
Gross Area	1,986 sqft
1st Floor Area	1,543 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	5012 EAGLE RIDGE DR
City	FREELAND
State	WA
Zip	98249-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPSHOT HEIGHTS,S LOT 20,S
Legal Subdivision	CHIPSHOT HEIGHTS,S
Legal Lot Number	20
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2019
Census Tract	971301

Owner

5012 Eagle Rdg Dr is owned and occupied by an individual who bought it in June 2021.

Source: Island County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5012 EAGLE RIDGE DR, FREELAND, WA 98249-8806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jan 28, 2021	Deed of Trust, Construction Loan · Construction Mortgage SAVIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Deed Document Number	20214520958
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 4, 2021
Property Address	5012 EAGLE RIDGE DR, FREELAND, WA 98249-8806
Document Number	0004520958
Map Reference	AF 4464040
Instrument Date	Jun 2, 2021
Instrument	4520958
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,497.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 EAGLE RIDGE DR, FREELAND, WA 98249-8806

Mortgage

Document Number	0004520959
Date	Jun 4, 2021
Instrument	4520959

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Recording Date	Jan 28, 2021
Property Address	5012 EAGLE RIDGE DR, FREELAND, WA 98249-8806
Document Number	0004509298
Instrument Date	Jan 27, 2021
Instrument	4509298
Transaction Type	Construction Loan
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5012 EAGLE RIDGE DR FREELAND WA 98249, FREELAND, WA 98249

Mortgage

Document Number	0004509298
Date	Jan 28, 2021
Instrument	4509298

Lender

Name	SAVIBANK
Address	FREELAND, WA 98249

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5012 Eagle Rdg Dr was $4,799.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,799.00
2025		$607,682 Land $260,000 Building $347,682	$607,682 Land $260,000 Building $347,682
2023	$3,871.00	$638,962 (+10.73%) Land $230,000 Building $408,962	$638,962 (+10.73%) Land $230,000 Building $408,962
2022		$577,043 Land $200,000 Building $377,043	$577,043 Land $200,000 Building $377,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5012 Eagle Rdg Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5012 Eagle Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR HILLS COMMUNITY WATER SYSTEM serves 1,373 people · EPA ID WA5333860
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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