5019 Eagle Rdg Dr, Freeland, WA 98249 Property Records

Island County property record for 5019 Eagle Rdg Dr, Freeland, WA 98249

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,706 sqft · built 2024
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$699,000 (May 2025)
Tax Bill$4,921 (2026)
Deeds & MortgagesSep 2024 Mortgage
May 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS8566-00-00016-0

Property Details

APN / Parcel Number

Primary APNS8566-00-00016-0
Alternative APN
  • 813393

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,706 sqft Living Area
Gross Area2,146 sqft
1st Floor Area845 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area151 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address5019 EAGLE RIDGE DR
CityFREELAND
StateWA
Zip98249-8806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHIPSHOT HEIGHTS,S LOT 16,S
Legal SubdivisionCHIPSHOT HEIGHTS,S
Legal Lot Number16
JurisdictionISLAND WA
Township / Civil DivisionCENTRAL WHIDBEY ISLAND
Census Block Group2
Census Block2019
Census Tract971301

Owner

5019 Eagle Rdg Dr is owned and occupied by an individual who bought it in May 2025.

Source: Island County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5019 EAGLE RIDGE DR, FREELAND, WA 98249-8806
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2024Deed of Trust, Mortgage · Commercial Mortgage
SAVIBANK
May 20, 2025Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2025 · Amount on File
Deed SaleMay 20, 2025 · Amount on File
Deed Document Number20254585979
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address5019 EAGLE RIDGE DR, FREELAND, WA 98249-8806
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004577351
DateSep 23, 2024
Instrument4577351
Lender
NameSAVIBANK
TypeBank
AddressFREELAND, WA 98249
Agreement
TypeCommercial Mortgage
AmountAmount on Record

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateMay 20, 2025
Property Address5019 EAGLE RIDGE DR, FREELAND, WA 98249-8806
Document Number0004585979
Map ReferenceFILE 4464040
Instrument DateMay 19, 2025
Instrument4585979
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyLAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,502.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5019 EAGLE RIDGE DR, FREELAND, WA 98249-8806

Mortgage

Document Number0004585980
DateMay 20, 2025
Instrument4585980
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 5019 Eagle Rdg Dr was $4,921.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictSouth Whidbey School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,921.00
2025$620,280 Land $260,000 Building $360,280$620,280 Land $260,000 Building $360,280
2023$468.00$70,000 (-) Land $70,000$70,000 (-) Land $70,000
2022$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5019 Eagle Rdg Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims5 (2012–2022)
Claims Outside the SFHA1 of 5
Most Recent ClaimDec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5019 Eagle Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARBOR HILLS COMMUNITY WATER SYSTEM
serves 1,373 people · EPA ID WA5333860
Water SourceGroundwater
Last State InspectionJul 2021
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Xfinity
Cable
1,200 / 35
Whidbey Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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Nearby Streets

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