5031 White Pine St, Duluth, MN 55811 Property Records

St. Louis County property record for 5031 White Pine St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,500 sqft · built 2010
Lot Size	0.507 acres (22,099 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Feb 2021)
Tax Bill	$10,044 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-0113-00070`

Property Details

APN / Parcel Number

Primary APN	`395-0113-00070`
Alternative APN	`1096725`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,500 sqft Gross Area
1st Floor Area	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	22,099 sqft (0.507 acres)
Garage Area	1,974 sqft

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Patio Area	360 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1096725
Street Address	5031 WHITE PINE ST
City	DULUTH
State	MN
Zip	55811-1795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 3 SERIAL #
Legal Subdivision	HIDDEN CREEK PRESERVE
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	2
Census Block	2000
Census Tract	10302

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5031 WHITE PINE ST, DULUTH, MN 55811-1795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Feb 23, 2021	Warranty Deed, Transfer
Sep 25, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	20211404728
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 23, 2021
Property Address	5031 WHITE PINE ST, DULUTH, MN 55811-1795
Document Number	0001404728
Instrument Date	Feb 5, 2021
Instrument	1404728
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$1,013.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5031 WHITE PINE ST, HERMANTOWN, MN 55811-1795

Mortgage

Document Number	0001404729
Date	Feb 23, 2021
Instrument	1404729

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 23, 2021
Property Address	5031 WHITE PINE ST, DULUTH, MN 55811-1795
Document Number	0001404727
Instrument Date	Feb 5, 2021
Instrument	1404727
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$947.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5031 WHITE PINE ST, HERMANTOWN, MN 55811-1795

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 25, 2020
Property Address	5031 WHITE PINE ST, DULUTH, MN 55811-1795
Document Number	00A1391400
Instrument Date	Sep 15, 2020
Instrument	A1391400
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5031 WHITE PINE ST HERMANTOWN MN 558111795, HERMANTOWN, MN 55811-1795

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,044.00 (+5.08%)
2025	$9,558.00 (+5.89%)	$739,400 (+11.88%) Land $88,400 Building $651,000	$739,400 (+11.88%) Land $88,400 Building $651,000
2024	$9,026.00	$660,900 (+7.8%) Land $84,900 Building $576,000	$660,900 (+7.8%) Land $84,900 Building $576,000
2022		$613,100 Land $63,200 Building $549,900	$613,100 Land $63,200 Building $549,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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