St. Louis County property record for 5039 White Pine St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 2,528 sqft · built 2018 |
| Lot Size | 0.51 acres (22,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $628,000 (Jan 2020) |
| Tax Bill | $11,160 (2026) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Sep 2018 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0113-00090 |
| Primary APN | 395-0113-00090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Gross Area |
| 1st Floor Area | 1,414 sqft |
| Basement Area | 1,350 sqft |
| Finished Basement | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 22,249 sqft (0.51 acres) |
| Garage Area | 2,088 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 206 sqft |
| Deck Area | 240 sqft |
| Patio Area | 200 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1084184 |
|---|---|
| Street Address | 5039 WHITE PINE ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-1795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 3 SERIAL # |
| Legal Subdivision | HIDDEN CREEK PRESERVE |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10302 |
Source: St. Louis County records · APN 395-0113-00090
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5039 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage MINERS NAT'L BK/EVELETH |
| Sep 27, 2018 | Warranty Deed, Construction Loan · Construction Mortgage REPUBLIC BK |
| Jul 17, 2017 | Warranty Deed, Construction Loan · Line of Credit COLOMA FINANCIAL LLC |
| Jan 09, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2020 · Amount on Record |
| Deed Sale | Jan 10, 2020 · Amount on Record |
| Prior Sale | Sep 27, 2018 · Amount on Record |
| Deed Document Number | 20201371156 |
| Prior Transfer Date | Jan 06, 2017 |
| Prior Transfer Doc | 0001301725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 10, 2020 |
| Property Address | 5039 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Document Number | 00A1371156 |
| Instrument Date | Jan 03, 2020 |
| Instrument | A1371156 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,072.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5039 WHITE PINE ST HERMANTOWN MN 558111795, HERMANTOWN, MN 55811-1795 |
| Document Number | A1371157 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | A1371157 |
| Name | MINERS NAT'L BK/EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 09, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 27, 2018 |
| Property Address | 5039 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Document Number | 00A1341599 |
| Instrument Date | Sep 27, 2018 |
| Instrument | A1341599 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 10, 2018 |
| Title Company | NORTHSHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $313.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4115 MEADOW PKWY HERMANTOWN MN 558113953, HERMANTOWN, MN 55811-3953 |
| Document Number | A1341600 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | A1341600 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 26, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 17, 2017 |
| Property Address | 5039 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Document Number | 00A1313290 |
| Instrument Date | Jul 10, 2017 |
| Instrument | A1313290 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 31, 2017 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5559 COOK LAKE DR DULUTH MN 558039496, DULUTH, MN 55803-9496 |
| Document Number | A1313291 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | A1313291 |
| Name | COLOMA FINANCIAL LLC |
|---|---|
| Address | DULUTH, MN 55803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 16, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 09, 2017 |
| Property Address | 5039 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Document Number | 00A1301725 |
| Instrument Date | Jan 06, 2017 |
| Instrument | A1301725 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3885 OKERSTROM RD HERMANTOWN MN 558114306, HERMANTOWN, MN 55811-4306 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,160.00 (+13.18%) Homeowner's exemption | ||
| 2025 | $9,860.00 (+5.93%) Homeowner's exemption | $810,500 (+19.38%) Land $92,800 Building $717,700 | $810,500 (+19.38%) Land $92,800 Building $717,700 |
| 2024 | $9,308.00 | $678,900 (+7.95%) Land $89,200 Building $589,700 | $678,900 (+7.95%) Land $89,200 Building $589,700 |
| 2022 | $628,900 Land $66,300 Building $562,600 | $628,900 Land $66,300 Building $562,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 49 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Hermantown serves 7,215 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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