St. Louis County property record for 5015 White Pine St, Duluth, MN 55811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,825 sqft · built 2017 |
| Lot Size | 0.504 acres (21,974 sqft) |
| Owner | Individual Name on File |
| Last Sale | $925,000 (Jun 2024) |
| Tax Bill | $10,544 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0113-00040 |
| Primary APN | 395-0113-00040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,825 sqft Gross Area |
| 1st Floor Area | 2,379 sqft |
| Basement Area | 1,356 sqft |
| Finished Basement | 1,356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 21,974 sqft (0.504 acres) |
| Garage Area | 884 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1167765 |
|---|---|
| Street Address | 5015 WHITE PINE ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-1795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 1 SERIAL # |
| Legal Subdivision | HIDDEN CREEK PRESERVE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10302 |
Source: St. Louis County records · APN 395-0113-00040
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5015 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC |
| May 25, 2018 | Loan Modification, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE |
| Mar 02, 2018 | Loan Modification, Mortgage · Conventional Mortgage NB COMMERCE |
| Nov 29, 2017 | Loan Modification, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE |
| Mar 31, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage NATIONAL BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2024 · Amount on Record |
| Deed Sale | Jun 26, 2024 · Amount on Record |
| Prior Sale | Oct 18, 2016 · Amount on Record |
| Deed Document Number | 20241490397 |
| Prior Transfer Date | May 22, 2007 |
| Prior Transfer Doc | 0000838668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5015 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5015 WHITE PINE ST, HERMANTOWN, MN 55811-1795 |
| Document Number | 0001476271 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 1476271 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5015 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Document Number | 00A1389429 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5015 WHITE PINE ST HERMANTOWN MN 558111795, HERMANTOWN, MN 55811-1795 |
| Document Number | 00A1389429 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | A1389429 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5015 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Document Number | 00A1363695 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/MN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5015 WHITE PINE ST HERMANTOWN MN 558111795, HERMANTOWN, MN 55811-1795 |
| Document Number | 00A1363695 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | A1363695 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5015 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Document Number | 00A1334139 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5015 WHITE PINE ST HERMANTOWN MN 558111795, HERMANTOWN, MN 55811-1795 |
| Document Number | 00A1334139 |
|---|---|
| Date | Jun 06, 2018 |
| Instrument | A1334139 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5015 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Document Number | 0001329397 |
| Instrument Date | Mar 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0001329397 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 1329397 |
| Name | NB COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 13, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5015 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Document Number | 00A1324151 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 00A1324151 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | A1324151 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 13, 2018 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 31, 2017 |
| Property Address | 5015 WHITE PINE ST, DULUTH, MN 55811-1795 |
| Instrument Date | Mar 30, 2017 |
| Instrument | A1306656 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 12, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE CO/MN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 561 BOULDER DR HERMANTOWN MN 558111591, HERMANTOWN, MN 55811-1591 |
| Document Number | 00A1306656 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | A1306656 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 30, 2018 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,544.00 (+16.38%) | ||
| 2025 | $9,060.00 (-0.4%) Homeowner's exemption | $781,400 (+23.8%) Land $88,000 Building $693,400 | $781,400 (+23.8%) Land $88,000 Building $693,400 |
| 2024 | $9,096.00 | $631,200 (+33.45%) Land $84,600 Building $546,600 | $631,200 (+33.45%) Land $84,600 Building $546,600 |
| 2022 | $473,000 Land $62,900 Building $410,100 | $473,000 Land $62,900 Building $410,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 18% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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