503 Timber Bay Cir E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 503 Timber Bay Cir E, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details1 ba · 924 sqft · built 1983
Lot Size0.169 acres (7,353 sqft)
Owner2 Individual Names on Record
Tax Bill$540 (2025)
Deeds & MortgagesMay 2022 Mortgage
Feb 2021 Transfer
Flood ZoneZone AE (high risk)
APNC62-000-760-8737-8

Property Details

APN / Parcel Number

Primary APNC62-000-760-8737-8
Alternative APNs
  • 25-28-16-81850-002-0060
  • 281625818500020060
  • 162825818500020060
  • R268587

Interior

Full Baths1 Bath
Stories1 Story
Building Area924 sqft Living Area
Gross Area1,424 sqft
1st Floor Area924 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,353 sqft (0.169 acres)
Lot Dimensions102 ft deep x 70 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchScreened/Unfinished Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR268587
Street Address503 TIMBER BAY CIR E
CityOLDSMAR
StateFL
Zip34677-4323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOREVIEW PHASE I BLK 2, LOT 6
Legal Range16E
Legal Township28S
Legal Section25
Legal SubdivisionSHOREVIEW PHASE I
Legal Phase1
Legal Tract81850
Legal Block2
Legal Lot Number6
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2016
Census Tract27320

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address503 TIMBER BAY CIR E, OLDSMAR, FL 34677-4323
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Feb 24, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 19, 2021
Transfer Doc0214050556
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address503 TIMBER BAY CIR E, OLDSMAR, FL 34677-4323
Transaction TypeMortgage
Record UpdatedJun 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 TIMBER BAY CIR E, OLDSMAR, FL 34677-4323

Mortgage

Document Number0220531146
DateMay 7, 2022
Book Page22053/1146
Instrument2022146450
Lender
NameLADERA LENDING INC
TypeMortgage Company
Address92594
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateFeb 24, 2021
Property Address503 TIMBER BAY CIR E, OLDSMAR, FL 34677-4323
Document Number0214050556
Book / Page21405 / 556
Map ReferenceMB 84 PG 51&52
Instrument DateFeb 19, 2021
Instrument2021061187
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address503 TIMBER BAY CIR E, OLDSMAR, FL 34677-4323

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$540.00 (+5.47%) Homeowner's exemption$66,346 (+5.99%)$221,855 (-5.88%) Land $103,155 Building $118,700
2024$512.00 (+0.39%)
2023$510.00 (+1.39%) Homeowner's exemption$62,598 (+3%)$235,727 (+25.84%) Land $167,995 Building $67,732
2022$503.00 Homeowner's exemption$60,775$187,324 Land $136,304 Building $51,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 615 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies615 in force
Nearby Flood Claims473 (1979–2024)
Claims Outside the SFHA9 of 473
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 239 claims
  • Hurricane Frances, Oct 2004 · 26 claims
  • Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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