502 Timber Bay Cir E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 502 Timber Bay Cir E, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,658 sqft · built 1983
Lot Size	0.18 acres (7,858 sqft)
Owner	Individual Name on Record
Last Sale	$419,900 (May 2026)
Tax Bill	$5,425 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-760-8781-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-8781-6`
Alternative APNs	`25-28-16-81850-004-0060` `281625818500040060` `162825818500040060` `R268631`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	2,338 sqft
1st Floor Area	1,658 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,858 sqft (0.18 acres)
Lot Dimensions	101 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	354 sqft
Patio Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R268631
Street Address	502 TIMBER BAY CIR E
City	OLDSMAR
State	FL
Zip	34677-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREVIEW PHASE I BLK 4, LOT 6
Legal Range	16E
Legal Township	28S
Legal Section	25
Legal Subdivision	SHOREVIEW PHASE I
Legal Phase	1
Legal Tract	81850
Legal Block	4
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2021
Census Tract	27320

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	502 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 8, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE, INC
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jul 20, 2018	Warranty Deed, Transfer · Conventional with PMI PENNYMAC
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	2026125529
Deed Book / Page	23552 / 1672
Transfer Doc	1231001172
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	502 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 WALKERS POINT DR, AUBURNDALE, FL 33823-9666
Investor	Possibly a Property Investor

Mortgage

Document Number	0217031858
Date	Sep 3, 2021
Book Page	21703/1858
Instrument	2021291793

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 8, 2026
Property Address	502 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322
Document Number	0000125529
Book / Page	23552 / 1672
Instrument Date	May 7, 2026
Instrument	2026.125529
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	BAYSIDE INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$296,869.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322

Mortgage

Document Number	0000125530,
Date	May 8, 2026
Book Page	23552/1674
Instrument	2026.125530

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 12, 2023
Property Address	502 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322
Document Number	0224042657
Book / Page	22404 / 2657
Map Reference	MB 84 PG 51&52
Instrument Date	Apr 7, 2023
Instrument	2023094509
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 WALKERS POINT DR, AUBURNDALE, FL 33823-9666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322

Mortgage

Document Number	0224042661
Date	Apr 12, 2023
Instrument	22404/2661

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 20, 2018
Property Address	502 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322
Document Number	0201350853
Book / Page	020135 / 000853
Instrument Date	Jul 13, 2018
Instrument	230873
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	INSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 TIMBER BAY CIR E OLDSMAR FL 346774322, OLDSMAR, FL 34677-4322

Mortgage

Document Number	201350855
Date	Jul 20, 2018
Book Page	020135/000855
Instrument	230874

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 13, 2017
Property Address	502 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322
Document Number	0197011594
Book / Page	19701 / 1594
Map Reference	MB84 PG51-52
Instrument Date	Jul 7, 2017
Instrument	2017216236
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ISURED TITLE AG LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2173 CENTERVIEW CT N, 2173, CLEARWATER, FL 33759-1008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322

Mortgage

Document Number	2017216237
Date	Jul 13, 2017
Instrument	2017216237

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,425.00 (-1.58%)	$351,195 (-9.03%) Land $107,936 Building $243,259	$351,195 (-9.03%) Land $107,936 Building $243,259
2023	$5,512.00 (+16.51%)	$386,067 (+29.29%)	$386,067 (+29.29%) Land $175,853 Building $210,214
2022	$4,731.00	$298,611	$298,611 Land $148,308 Building $150,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 615 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	615 in force
Nearby Flood Claims	473 (1979–2024)
Claims Outside the SFHA	9 of 473
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 239 claims Hurricane Frances, Oct 2004 · 26 claims Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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