500 Timber Bay Cir E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 500 Timber Bay Cir E, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	2 ba · 924 sqft · built 1983
Lot Size	0.151 acres (6,595 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Feb 2021)
Tax Bill	$3,105 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`C62-000-760-8780-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-8780-8`
Alternative APNs	`25-28-16-81850-004-0050` `281625818500040050` `162825818500040050` `R268630`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	924 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,595 sqft (0.151 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	396 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R268630
Street Address	500 TIMBER BAY CIR E
City	OLDSMAR
State	FL
Zip	34677-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREVIEW PHASE I BLK 4, LOT 5
Legal Range	16E
Legal Township	28S
Legal Section	25
Legal Subdivision	SHOREVIEW PHASE I
Legal Phase	1
Legal Tract	81850
Legal Block	4
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2021
Census Tract	27320

Owner

500 Timber Bay Cir E is owned and occupied by two individuals who bought it in February 2021.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	500 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Prior Sale	Dec 7, 2007 · Amount on File
Deed Document Number	202134549
Deed Book / Page	21371 / 879
Prior Transfer Date	Nov 23, 2007
Prior Transfer Doc	0160772650
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 3, 2021
Property Address	500 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322
Document Number	0213710879
Book / Page	21371 / 879
Map Reference	MB 84 PG 51&52
Instrument Date	Jan 29, 2021
Instrument	2021034549
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	KLEER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1474 FAIRWAY DR, 1474, DUNEDIN, FL 34698-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322

Mortgage

Document Number	0021371881
Date	Feb 3, 2021
Instrument	21371/881

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	500 TIMBER BAY CIR E, OLDSMAR, FL 34677-4322
Document Number	0199290261
Book / Page	019929 / 000261
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	500 TIMBER BAY CIR E OLDSMAR FL 346774322, OLDSMAR, FL 34677-4322

Mortgage

Document Number	0199290261
Date	Feb 2, 2018
Book Page	019929/000261
Instrument	34155

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 500 Timber Bay Cir E was $3,105 with a homeowner's exemption, down 4.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,105.00 (-4.78%) Homeowner's exemption	$218,774 Land $96,416 Building $122,358	$218,774 Land $96,416 Building $122,358
2024	$3,261.00 (-4.73%)
2023	$3,423.00 (+2.98%) Homeowner's exemption	$237,803 (+25.57%)	$237,803 (+25.57%) Land $156,252 Building $81,551
2022	$3,324.00	$189,380	$189,380 Land $127,776 Building $61,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 Timber Bay Cir E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 615 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	615 in force
Nearby Flood Claims	473 (1979–2024)
Claims Outside the SFHA	9 of 473
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 239 claims Hurricane Frances, Oct 2004 · 26 claims Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Timber Bay Cir E is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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