Okaloosa County property record for 503 Second Ave, Destin, FL 32541 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,196 sqft · built 1965 |
| Lot Size | 0.387 acres (16,838 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,300 (Feb 2015) |
| Tax Bill | $2,772 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9671-1 |
| Primary APN | C56-000-589-9671-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 1,530 sqft |
| Upper Floors Area | 666 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 16,838 sqft (0.387 acres) |
| Lot Width | 105 ft Width |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 572 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 503 SECOND AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLYS 3RD ADD DESTIN LOT 6 & N35 FT OF LOT 7 BLK 15 |
| Legal Subdivision | KELLYS 3RD ADD |
| Legal Block | 15 |
| Legal Lot Number | 60 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 23306 |
Source: Okaloosa County records · APN C56-000-589-9671-1
Assessment roll updated December 31, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 SECOND AVE, DESTIN, FL 32541-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 21, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 01, 2021 | Deed of Trust, Mortgage · Line of Credit PROGRESS BANK & TRUST |
| Mar 30, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2015 · Amount on Record |
| Deed Sale | Feb 25, 2015 · Amount on Record |
| Prior Sale | Dec 23, 2009 · Amount on Record |
| Deed Document Number | 20152980431 |
| Deed Book / Page | 3185 / 3764 |
| Prior Transfer Date | Nov 10, 2005 |
| Prior Transfer Doc | 0026681589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 503 SECOND AVE, DESTIN, FL 32541-1705 |
| Document Number | 0003829011 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20263829011 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $82,719.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 150 AZALEA DR, DESTIN, FL 32541-7366 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 503 SECOND AVE, DESTIN, FL 32541-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 503 SECOND AVE, DESTIN, FL 32541-1705 |
| Document Number | 0035501411 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 3550/1411 |
| Instrument | 3459561 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 30, 2021 |
| Property Address | 503 SECOND AVE, DESTIN, FL 32541-1705 |
| Document Number | 0035354201 |
| Book / Page | 3535 / 4201 |
| Map Reference | MB 2 PG 164 |
| Instrument Date | Feb 04, 2021 |
| Instrument | 3442262 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 503 SECOND AVE, DESTIN, FL 32541-1705 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,772.00 (+5.88%) Homeowner's exemption | $273,142 (+5.99%) | $430,216 (+5.96%) Land $174,700 Building $255,516 |
| 2023 | $2,618.00 (+2.59%) Homeowner's exemption | $257,713 (+3%) | $406,027 (+7.74%) Land $151,910 Building $254,117 |
| 2022 | $2,552.00 Homeowner's exemption | $250,207 | $376,864 Land $138,100 Building $238,764 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 96 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020, tidal / storm surge, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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