500 Second Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 500 Second Ave, Destin, FL 32541 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,105 sqft · built 1980
Lot Size	0.218 acres (9,521 sqft)
Owner	Individual Name on File
Tax Bill	$688 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-9609-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9609-1`
Alternative APN	`00-2S-22-1361-0010-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,105 sqft Heated Area
Gross Area	1,566 sqft
1st Floor Area	1,105 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,521 sqft (0.218 acres)
Lot Width	110 ft Width
Garage Type	Finished
Garage Area	345 sqft
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	500 SECOND AVE
City	DESTIN
State	FL
Zip	32541-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELLYS 3RD ADD LOT 9 BLK 10
Legal Range	22
Legal Township	02S
Legal Subdivision	KELLYS 3RD ADDN TO DESTIN
Legal Block	10
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1021
Census Tract	23306

Owner

Source: Okaloosa County records · APN C56-000-589-9609-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	500 SECOND AVE, DESTIN, FL 32541-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2002
Deed Sale	Jul 02, 2002
Deed Document Number	1933637
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	500 SECOND AVE, DESTIN, FL 32541-1706
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033014292
Date	Jun 01, 2017
Book Page	3301/4292
Instrument	3138286

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$688.00 (+9.03%) Homeowner's exemption Widower's exemption	$102,187 (+5.99%)	$287,352 (+5.31%) Land $145,583 Building $141,769
2023	$631.00 (-4.1%) Homeowner's exemption Widower's exemption	$96,415 (+3%)	$272,866 (+8.17%) Land $132,096 Building $140,770
2022	$658.00 Homeowner's exemption Widower's exemption	$93,607	$252,257 Land $120,087 Building $132,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 96 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force 76 of 96 on primary residences
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020, tidal / storm surge, Hurricane Sally
Flood Events	Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 16 claims Hurricane Frances (Sep 2004), 20 claims Hurricane Opal (Oct 1995), 21 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.