503 River Bluff Dr, Sheffield, AL 35660 Property Records

Colbert County property record for 503 River Bluff Dr, Sheffield, AL 35660

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,861 sqft · built 1928
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$705 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-29-4-008-004.000`

Property Details

APN / Parcel Number

Primary APN	`07-09-29-4-008-004.000`
Alternative APNs	`31877` `18450`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,861 sqft Adjusted Area
Gross Area	1,526 sqft
1st Floor Area	1,526 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	142 ft deep x 180 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	18450
Street Address	503 RIVER BLUFF DR
City	SHEFFIELD
State	AL
Zip	35660-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 16 THRU 18 BLK 5 RIVER BLUFF 180 X 142 IRR /DB 2002-40PG 981
Legal Range	11W
Legal Township	03S
Legal Section	29
Legal Subdivision	RIVER BLUFF /2-335
Legal Block	5
Legal Lot Number	16-18
Jurisdiction	COLBERT AL
Township / Civil Division	TRI-CITIES
Census Block Group	2
Census Block	2016
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sheffield Residential Historic District listed 2002 · 678 contributing resources · NRIS 02000481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

503 River Bluff Dr is owned and occupied by two individuals.

Source: Colbert County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	503 RIVER BLUFF DR, SHEFFIELD, AL 35660-2504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	503 RIVER BLUFF DR, SHEFFIELD, AL 35660-2504
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/26989
Date	Sep 24, 2018
Book Page	2018/26989
Instrument	201826989

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Due	Sep 17, 2018

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	503 RIVER BLUFF DR, SHEFFIELD, AL 35660-2504
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/26989
Date	Sep 24, 2018
Book Page	2018/26989
Instrument	201826989

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Due	Sep 17, 2018

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	503 RIVER BLUFF DR, SHEFFIELD, AL 35660-2504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/26989
Date	Sep 24, 2018
Book Page	2018/26989
Instrument	201826989

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Due	Sep 17, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 503 River Bluff Dr was $705, up 13.5% from the year before.

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Municipality	Sheffield City
Unified School District	Sheffield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$705.00 (+13.53%)
2025	$621.00 (+7.25%)	$12,900 (+6.79%) Land $960 Building $11,940	$128,800 (+6.8%) Land $9,500 Building $119,300
2024	$579.00 (+0.7%)	$12,080 (-) Land $960 Building $11,120	$120,600 (-) Land $9,500 Building $111,100
2023	$575.00 (+8.49%) Homeowner's exemption	$12,080 (+8.44%)	$120,600 (+8.3%) Land $9,500 Building $111,100
2022	$530.00 Homeowner's exemption	$11,140	$111,360 Land $9,460 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 River Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 River Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHEFFIELD UTILITIES, CITY OF SHEFFIELD serves 13,758 people · EPA ID AL0000327
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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