407 River Bluff Dr, Sheffield, AL 35660 Property Records

Colbert County property record for 407 River Bluff Dr, Sheffield, AL 35660

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,847 sqft · built 1927
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Apr 2017)
Tax Bill	$666 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-29-4-008-003.000`

Property Details

APN / Parcel Number

Primary APN	`07-09-29-4-008-003.000`
Alternative APNs	`20983` `34044`

Interior

Full Baths	1 Bath
Plumbing Fixtures	29 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,847 sqft Adjusted Area
Gross Area	1,618 sqft
1st Floor Area	1,618 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	142 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	34044
Street Address	407 RIVER BLUFF DR
City	SHEFFIELD
State	AL
Zip	35660-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12 BLK 6 RIVER BLUFF 100 X 142 /DB 2017 PG 10819-10821
Legal Range	11W
Legal Township	03S
Legal Section	29
Legal Subdivision	RIVER BLUFF /2-335
Legal Block	6
Legal Lot Number	11&12
Jurisdiction	COLBERT AL
Township / Civil Division	TRI-CITIES
Census Block Group	2
Census Block	2017
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sheffield Residential Historic District listed 2002 · 678 contributing resources · NRIS 02000481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

407 River Bluff Dr is owned by an individual who bought it in April 2017.

Source: Colbert County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1121 SKY PARK RD, FLORENCE, AL 35634-2466
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 20, 2017	Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Deed Document Number	201710819
Deed Book / Page	2017 / 10819
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	407 RIVER BLUFF DR, SHEFFIELD, AL 35660-2620
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/6890
Date	Mar 1, 2022
Book Page	2022/6890
Instrument	202206890

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	216 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	407 RIVER BLUFF DR, SHEFFIELD, AL 35660-2620
Transaction Type	Mortgage
Record Updated	Mar 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5852
Date	Mar 4, 2020
Book Page	2020/5852
Instrument	202005852

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLBERT AL
Recording Date	Apr 20, 2017
Property Address	407 RIVER BLUFF DR, SHEFFIELD, AL 35660-2620
Document Number	2017/10819
Book / Page	2017 / 10819
Instrument Date	Apr 17, 2017
Instrument	201710819
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 CATALPA ST, 1108, TUSCUMBIA, AL 35674-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 SKY PARK RD, FLORENCE, AL 35634-2466

Mortgage

Document Number	2017/10822
Date	Apr 20, 2017
Book Page	2017/10822
Instrument	201710822

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 407 River Bluff Dr was $666, up 6.9% from the year before.

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Municipality	Sheffield City
Unified School District	Sheffield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$666.00 (+6.9%)
2025	$623.00 (+6.13%)	$12,100 (+6.14%) Land $480 Building $11,620	$121,000 (+6.14%) Land $4,800 Building $116,200
2024	$587.00	$11,400 (-) Land $480 Building $10,920	$114,000 (-) Land $4,800 Building $109,200
2023	$587.00 (+8.7%)	$11,400 (+8.57%)	$114,000 (+8.63%) Land $4,800 Building $109,200
2022	$540.00	$10,500	$104,940 Land $4,760 Building $100,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 River Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 River Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHEFFIELD UTILITIES, CITY OF SHEFFIELD serves 13,758 people · EPA ID AL0000327
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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