401 River Bluff Dr, Sheffield, AL 35660 Property Records

Colbert County property record for 401 River Bluff Dr, Sheffield, AL 35660

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,788 sqft · built 1950
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-09-29-4-008-001.000

Property Details

APN / Parcel Number

Primary APN07-09-29-4-008-001.000
Alternative APNs
  • 48470
  • 36584

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,788 sqft Adjusted Area
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air

Location & Zoning

Account Number36584
Street Address401 RIVER BLUFF DR
CitySHEFFIELD
StateAL
Zip35660-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 7 & 8 BLK 6 RIVER BLUFF 100 X 142 /DB 2012 PG 30443 (AFFIDAVIT) & DB 2012 PG 30449-30451 & C-R-498-2019
Legal SubdivisionRIVER BLUFF /2-335
Legal Block6
Legal Lot Number7&8
JurisdictionCOLBERT AL
Township / Civil DivisionTRI-CITIES
Census Block Group2
Census Block2017
Census Tract20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Sheffield Residential Historic District
listed 2002 · 678 contributing resources · NRIS 02000481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Colbert County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address401 RIVER BLUFF DR, SHEFFIELD, AL 35660-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2012
Deed SaleNov 13, 2012
Deed Document Number0201230449
Deed Book / Page2012 / 30449
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLBERT AL
Property Address401 RIVER BLUFF DR, SHEFFIELD, AL 35660-2620
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022/20887
DateJun 17, 2022
Book Page2022/20887
Instrument202220887
Lender
NameFIRST METRO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueSep 27, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Colbert County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyColbert County
MunicipalitySheffield City
Unified School DistrictSheffield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,880 (+6.97%) Land $820 Building $20,060$208,800 (+7.08%) Land $8,100 Building $200,700
2023Homeowner's exemption$19,520$195,000 Land $8,100 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHEFFIELD UTILITIES, CITY OF SHEFFIELD
serves 13,758 people · EPA ID AL0000327
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on River Bluff Dr

Nearby Streets

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