503 Loran Pointe Cir, Seneca, SC 29672 Property Records

Oconee County property record for 503 Loran Pointe Cir, Seneca, SC 29672

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,200 sqft · built 1986
Lot Size	0.01 acres (436 sqft)
Owner	2 Trust Names on File
Last Sale	$375,000 (Dec 2021)
Tax Bill	$6,205 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-58-01-012`

Property Details

APN / Parcel Number

Primary APN	`520-58-01-012`
Alternative APN	`59155`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Other
Foundation Type	Raised
Roof Material	Shingle
Lot Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59155
Old Parcel Number	520 58 01 012
Street Address	503 LORAN POINTE CIR
City	SENECA
State	SC
Zip	29672-2362
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT E-3 LORAN POINTE
Legal Subdivision	LORAN POINTE
Legal Block	1
Legal Unit	E-3
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3004
Census Tract	30601

Owner

503 Loran Pointe Cir, a condominium, is held in a trust since December 2021.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	2981 HOLIDAY CT, MORGAN HILL, CA 95037-6320
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 14, 2019	Deed of Trust, Mortgage · Conventional with PMI OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Deed Document Number	0000009170
Deed Book / Page	2758 / 13
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 7, 2021
Property Address	503 LORAN POINTE CIR, SENECA, SC 29672-2362
Document Number	0000009170
Book / Page	2758 / 13
Map Reference	MB P-51 PG 77
Instrument Date	Dec 7, 2021
Instrument	9170
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2981 HOLIDAY CT, MORGAN HILL, CA 95037-6320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009171
Date	Dec 7, 2021
Book Page	4257/180
Instrument	9171

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	503 LORAN POINTE CIR, SENECA, SC 29672-2362
Document Number	0038980013
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	503 LORAN POINTE CIR SENECA SC 296722362, SENECA, SC 29672-2362

Mortgage

Document Number	0038980013
Date	Nov 21, 2019
Book Page	003898/000013

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	115 E NORTH 2ND ST, SENECA, SC 29678-3201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 503 Loran Pointe Cir was $6,205.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,205.00	$14,688 Building $14,688	$367,200 Building $367,200
2023		$14,688 Building $14,688	$367,200 Building $367,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 503 Loran Pointe Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Loran Pointe Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Loran Pointe Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures