601 Loran Pointe Cir, Seneca, SC 29672 Property Records

Oconee County property record for 601 Loran Pointe Cir, Seneca, SC 29672

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 872 sqft · built 1986
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$313,500 (Nov 2017)
Tax Bill	$5,045 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-58-01-016`

Property Details

APN / Parcel Number

Primary APN	`520-58-01-016`
Alternative APN	`59159`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	872 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Other
Foundation Type	Raised
Roof Material	Shingle
Lot Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59159
Old Parcel Number	520 58 01 016
Street Address	601 LORAN POINTE CIR
City	SENECA
State	SC
Zip	29672-2363
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT F-1 LORAN POINTE
Legal Subdivision	LORAN POINTE
Legal Block	1
Legal Unit	F-1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3004
Census Tract	30601

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	806 PALMETTO ST, SPARTANBURG, SC 29302-2138
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Nov 17, 2017	Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Jan 14, 2011 · Amount on Record
Deed Document Number	0000006381
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	601 LORAN POINTE CIR, SENECA, SC 29672-2363
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004794
Date	Sep 23, 2021
Book Page	4219/97
Instrument	4794

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	CEDAR GROVE, TN 38321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 17, 2017
Property Address	601 LORAN POINTE CIR, SENECA, SC 29672-2363
Document Number	0000006381
Instrument Date	Nov 15, 2017
Instrument	06381
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,159.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	806 PALMETTO ST, SPARTANBURG, SC 29302-2138

Mortgage

Document Number	0000006382
Date	Nov 17, 2017
Instrument	06382

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,045.00	$11,940 (-) Building $11,940	$298,500 (-) Building $298,500
2023		$11,940 Building $11,940	$298,500 Building $298,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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