402 Loran Pointe Cir, Seneca, SC 29672 Property Records

Oconee County property record for 402 Loran Pointe Cir, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,186 sqft · built 2021
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Trust Names on Record
Last Sale	$298,000 (Jun 2017)
Tax Bill	$9,764 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2022 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`520-58-01-104`

Property Details

APN / Parcel Number

Primary APN	`520-58-01-104`
Alternative APN	`59239`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	3 Stories
Building Area	5,186 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	8.9 ft deep x 29.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59239
Street Address	402 LORAN POINTE CIR
City	SENECA
State	SC
Zip	29672-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED LOT 1 LORAN POINTE (0.306 AC)
Legal Subdivision	LORAN POINTE
Legal Block	1
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3004
Census Tract	30601

Owner

Source: Oconee County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 7, 2021	Intrafamily Transfer, Transfer
Mar 31, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 7, 2020	Grant Deed, Transfer · Line of Credit SOUTHERN FIRST BK NA
Aug 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 25, 2020	Quit Claim Deed, Transfer FIRST CITIZENS BK
Jun 8, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 9, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Prior Sale	Jun 4, 2008 · Amount on Record
Deed Document Number	201715242
Last Transfer Date	Apr 19, 2023
Transfer Doc	0000013859
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001933
Date	Aug 4, 2021
Book Page	4194/306
Instrument	1933

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 AUGUSTA CT, GREENVILLE, SC 29605-1915

Mortgage

Document Number	0000000499
Date	Jul 11, 2022
Book Page	4356/153
Instrument	499

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	May 7, 2021
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Document Number	0000018340
Book / Page	2684 / 298
Map Reference	MB B707 PG 9
Instrument Date	Apr 16, 2021
Instrument	18340
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 AUGUSTA CT, GREENVILLE, SC 29605-1915

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 31, 2021
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Document Number	0000015958
Book / Page	2671 / 225
Map Reference	MB B707 PG 9
Instrument Date	Mar 26, 2021
Instrument	15958
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	142 AUGUSTA CT, GREENVILLE, SC 29605-1915

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 26, 2020
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Document Number	0025980159
Book / Page	002598 / 000159
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 LORAN POINTE CIR SENECA SC 296722361, SENECA, SC 29672-2361

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 7, 2020
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Document Number	0025330293
Book / Page	002533 / 000293
Instrument Date	Dec 26, 2019
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1251 HILL STREAM DR GENEVA FL 327329612, GENEVA, FL 32732-9612

Mortgage

Document Number	39140063
Date	Jan 7, 2020
Book Page	003914/000063

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 6, 2025

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 23, 2017
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Document Number	0000002275
Book / Page	002293 / 000129
Instrument Date	Aug 17, 2017
Instrument	2275
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 GALLANT FOX WAY GREENVILLE SC 296156007, GREENVILLE, SC 29615-6007

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 25, 2020
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Document Number	0025980154
Book / Page	002598 / 000154
Instrument Date	Aug 14, 2017
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 9386 GREENVILLE SC 296049386, GREENVILLE, SC 29604-9386

Mortgage

Document Number	40100252
Date	Aug 25, 2020
Book Page	004010/000252

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.42%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 8, 2017
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Document Number	0000015242
Book / Page	002274 / 000103
Instrument Date	May 26, 2017
Instrument	15242
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,102.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8 GALLANT FOX WAY GREENVILLE SC 296156007, GREENVILLE, SC 29615-6007

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 9, 2017
Property Address	402 LORAN POINTE CIR, SENECA, SC 29672-2361
Document Number	0000010958
Book / Page	002250 / 000001
Instrument Date	Mar 1, 2017
Instrument	10958
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E PARK AVE #G GREENVILLE SC 296011600, G, GREENVILLE, SC 29601-1600

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,764.00	$27,743 (-) Land $6,993 Building $20,750	$693,570 (-) Land $174,830 Building $518,740
2023		$27,743 Land $6,993 Building $20,750	$693,570 Land $174,830 Building $518,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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