503 E Cluster Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 503 E Cluster Ave, Tampa, FL 33604 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,072 sqft · built 1922
Lot Size	0.085 acres (3,713 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2024)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1617730000`

Property Details

APN / Parcel Number

Primary APN	`1617730000`
Alternative APN	`A2528184E8000000000060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,072 sqft Heated Area
1st Floor Area	1,072 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,713 sqft (0.085 acres)
Lot Dimensions	79 ft deep x 47 ft wide
Porch	Finished/Screened Porch
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1617730000
Street Address	503 E CLUSTER AVE
City	TAMPA
State	FL
Zip	33604-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUSIEANNA SUBDIVISION LOT 6
Legal Range	18E
Legal Township	28S
Legal Section	25
Legal Subdivision	SUSIEANNA SUBDIVISION
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2015
Census Tract	1200

Owner

Source: Hillsborough County records · APN 1617730000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	503 E CLUSTER AVE, TAMPA, FL 33604-4826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	2024131045
Record Updated	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 28, 2024
Property Address	503 E CLUSTER AVE, TAMPA, FL 33604-4826
Document Number	0000131045
Map Reference	MB 21 PG 41
Instrument Date	Mar 27, 2024
Instrument	2024131045
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9480 OAKLEAF HAMMOCK PL, SEFFNER, FL 33584-2699

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E CLUSTER AVE, TAMPA, FL 33604-4826

Mortgage

Document Number	0000131046
Date	Mar 28, 2024
Instrument	2024131046

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Apr 01, 2031
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	9.62%
Index	SOFR Average 30-Day
Max Rate	12.6%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,177.00 (+1,274.01%) Homeowner's exemption	$247,749 (+599.34%) Land $48,120 Building $199,629	$247,749 (+21.15%) Land $48,120 Building $199,629
2023	$304.00 (+6.29%) Homeowner's exemption	$35,426 (+3%)	$204,494 (+36.26%) Land $40,100 Building $164,394
2022	$286.00 Homeowner's exemption	$34,394	$150,078 Land $40,100 Building $109,978

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570012002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 72 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force 58 of 72 on primary residences
Nearby Flood Claims	25 (2004–2024)
Most Recent Claim	Sep 2024, tidal / storm surge, Hurricane Helene
Flood Events	Hurricane Helene (Sep 2024), 23 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.