Hillsborough County property record for 407 E Cluster Ave, Tampa, FL 33604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,237 sqft · built 2024 |
| Lot Size | 0.178 acres (7,755 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Aug 2024) |
| Tax Bill | $7,449 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Apr 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1618370000 |
| Primary APN | 1618370000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,237 sqft Heated Area |
| 1st Floor Area | 311 sqft |
| Upper Floors Area | 256 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,755 sqft (0.178 acres) |
| Lot Dimensions | 141 ft deep x 55 ft wide |
| Porch | Open Porch |
| Porch Area | 604 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1618370000 |
|---|---|
| Street Address | 407 E CLUSTER AVE |
| City | TAMPA |
| State | FL |
| Zip | 33604-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SH-RS |
| Legal Description | VINE PARK LOT 2 AND N 1/2 CLOSED ALLEY ABUTTING ON S BLOCK 4 |
| Legal Range | 18E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | VINE PARK |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1200 |
Source: Hillsborough County records · APN 1618370000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 407 E CLUSTER AVE, TAMPA, FL 33604-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 04, 2023 | Warranty Deed, Transfer GIANNELL TITLE LLC |
| Apr 04, 2023 | Warranty Deed, Transfer GIANNELL TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on Record |
| Deed Sale | Aug 19, 2024 · Amount on Record |
| Prior Sale | Apr 04, 2023 · Amount on Record |
| Deed Document Number | 2024347954 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 19, 2024 |
| Property Address | 407 E CLUSTER AVE, TAMPA, FL 33604-4825 |
| Document Number | 0000347954 |
| Map Reference | MB 7 PG 27 |
| Instrument Date | Aug 10, 2024 |
| Instrument | 2024347954 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | MASTERPIECE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 CRANDON BLVDB, KEY BISCAYNE, FL 33149 |
| Name | Verified Name |
|---|---|
| Address | 407 E CLUSTER AVE, TAMPA, FL 33604-4825 |
| Document Number | 0000347955 |
|---|---|
| Date | Aug 19, 2024 |
| Instrument | 2024347955 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 04, 2023 |
| Property Address | 407 E CLUSTER AVE, TAMPA, FL 33604-4825 |
| Document Number | 0000142721 |
| Map Reference | MB 7 PG 27 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023142721 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | GIANNELL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1855 GRIFFIN RD # RDB-428, RDB-428, DANIA BEACH, FL 33004-2436 |
| Name | Verified Name |
|---|---|
| Address | 1111 CRANDON BLVD APT B404, B404, KEY BISCAYNE, FL 33149-2759 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 04, 2023 |
| Property Address | 407 E CLUSTER AVE, TAMPA, FL 33604-4825 |
| Document Number | 0000142720 |
| Map Reference | MB 7 PG 27 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023142720 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | GIANNELL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38603 YOUNG DR, ZEPHYRHILLS, FL 33540-3045 |
| Name | Verified Name |
|---|---|
| Address | 1855 GRIFFIN RD # B428, B428, DANIA, FL 33004-2436 |
| Investor | Possibly a Property Investor |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Municipality | Tampa City |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,449.00 (+357.56%) Homeowner's exemption | $403,572 (+212.54%) | $491,381 (+280.54%) Land $92,129 Building $399,252 |
| 2023 | $1,628.00 (-50.76%) | $129,127 (-50.8%) Land $76,774 Building $52,353 | $129,127 (-50.8%) Land $76,774 Building $52,353 |
| 2022 | $3,306.00 | $262,463 Land $142,692 Building $119,771 | $262,463 Land $142,692 Building $119,771 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 25 (2004–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 563 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TAMPA WATER DEPARTMENT serves 733,886 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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