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505 E Cluster Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 505 E Cluster Ave, Tampa, FL 33604 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,132 sqft · built 1922
Lot Size0.11 acres (4,819 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Apr 2025)
Tax Bill$5,700 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Feb 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN1617740000

Property Details

APN / Parcel Number

Primary APN1617740000
Alternative APN
  • A2528184E8000000000070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,132 sqft Heated Area
1st Floor Area952 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1993
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,819 sqft (0.11 acres)
Lot Dimensions79 ft deep x 61 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area224 sqft
Deck Area100 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1617740000
Street Address505 E CLUSTER AVE
CityTAMPA
StateFL
Zip33604-4826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUSIEANNA SUBDIVISION LOT 7 OF SUSIEANNA SUB & W 15 FT OF S 27 FT OF LOT 3 AND W 15 FT OF LOT 4 J S GOSS SUB
Legal Range18E
Legal Township28S
Legal Section25
Legal SubdivisionSUSIEANNA SUBDIVISION
Legal Lot Number7
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2015
Census Tract1200

Owner

Source: Hillsborough County records · APN 1617740000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address505 E CLUSTER AVE, TAMPA, FL 33604-4826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 09, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Feb 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 25, 2025Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Feb 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 28, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 07, 2017Trustee's Deed, Construction Loan · Construction Mortgage
PRIVESTMENT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2025 · Amount on Record
Deed SaleApr 25, 2025 · Amount on Record
Prior SaleMay 28, 2019 · Amount on Record
Deed Document Number2025181888
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address505 E CLUSTER AVE, TAMPA, FL 33604-4826
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E CLUSTER AVE, TAMPA, FL 33604-4826

Mortgage

Document Number0000238036
DateMay 09, 2022
Instrument2022238036
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJun 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address505 E CLUSTER AVE, TAMPA, FL 33604-4826
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E CLUSTER AVE, TAMPA, FL 33604-4826

Mortgage

Document Number0000074262
DateFeb 15, 2021
Instrument2021074262
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 25, 2025
Property Address505 E CLUSTER AVE, TAMPA, FL 33604-4826
Document Number0000181888
Map ReferenceMB 21 PG 41
Instrument DateApr 25, 2025
Instrument2025181888
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1008 BRIARWOOD AVE, TAMPA, FL 33613-1537

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E CLUSTER AVE, TAMPA, FL 33604-4826

Mortgage

Document Number0000181889
DateApr 25, 2025
Instrument2025181889
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address505 E CLUSTER AVE, TAMPA, FL 33604-4826
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E CLUSTER AVE, TAMPA, FL 33604-4826

Mortgage

Document Number2021074262
DateFeb 15, 2021
Instrument2021074262
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 28, 2019
Property Address505 E CLUSTER AVE, TAMPA, FL 33604-4826
Document Number0000224349
Book / Page26655 / 0431
Map ReferenceMB 21 PG 41
Instrument DateMay 21, 2019
Instrument2019224349
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyBAXTER TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address603 E CLARK BLVD, 603, MURFREESBORO, TN 37130-2120

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E CLUSTER AVE, TAMPA, FL 33604-4826

Mortgage

Document Number0000224350
DateMay 28, 2019
Instrument2019224350
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 07, 2017
Property Address505 E CLUSTER AVE, TAMPA, FL 33604-4826
Document Number0254091937
Book / Page025409 / 001937
Instrument DateNov 30, 2017
Instrument469481
Transaction TypeConstruction Loan
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1104 OPAL CT LA VERGNE TN 370863536, LA VERGNE, TN 37086-3536

Mortgage

Document Number254091937
DateDec 07, 2017
Book Page025409/001937
Instrument469481
Lender
NamePRIVESTMENT LLC
Address20533 BISCAYNE BLVD # 4-804, AVENTURA, FL 33180-1529
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 06, 2018

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,700.00 (+14.62%)$282,001 (+11.18%) Land $60,719 Building $221,282$282,001 (+11.18%) Land $60,719 Building $221,282
2023$4,973.00 (+78.44%)$253,639 (+39.5%) Land $50,600 Building $203,039$253,639 (+9.63%) Land $50,600 Building $203,039
2022$2,787.00 Homeowner's exemption$181,823$231,363 Land $50,600 Building $180,763

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570012002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 72 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims25 (2004–2024)
Most Recent ClaimSep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm
  • Hurricane Helene, Sep 2024 · 23 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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