503 Cromwell Rd, Festus, MO 63028 Property Records

Jefferson County property record for 503 Cromwell Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 966 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,300 (Jun 2006)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-3.0-06.0-3-019-001.02`

Property Details

APN / Parcel Number

Primary APN	`19-3.0-06.0-3-019-001.02`

Interior

Full Baths	2 Baths
Building Area	966 sqft Living Area
Gross Area	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Stoop
Porch Area	33 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	503 CROMWELL RD
City	FESTUS
State	MO
Zip	63028-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	CROMWELL CROSSING LOT 8
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	CROMWELL CROSSING
Legal Block	1
Legal Lot Number	8
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1012
Census Tract	700801

Owner

Source: Jefferson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	503 CROMWELL RD, FESTUS, MO 63028-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jul 19, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2006 · Amount on Record
Deed Sale	Jun 14, 2006 · Amount on Record
Prior Sale	Aug 3, 2004 · Amount on Record
Deed Document Number	200628965
Last Transfer Date	Jul 15, 2021
Transfer Doc	2021R031306
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jul 7, 2026
Property Address	503 CROMWELL RD, FESTUS, MO 63028-1657
Document Number	0000018143
Instrument Date	Jun 26, 2026
Instrument	202618143
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 CROMWELL RD, FESTUS, MO 63028-1657

Mortgage

Document Number	0000018143,
Date	Jul 7, 2026
Instrument	202618143

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 19, 2021
Property Address	503 CROMWELL RD, FESTUS, MO 63028-1657
Document Number	2021R031306
Map Reference	MB 119 PG 22
Instrument Date	Jul 15, 2021
Instrument	2021R-031306
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 CROMWELL RD, FESTUS, MO 63028-1657

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,482.00 (+6.85%)	$27,000 (+10.66%) Land $1,800 Building $25,200	$142,100 (-) Land $9,400 Building $132,700
2024	$1,387.00 (+0.95%)		$142,100 (+10.5%) Land $9,400 Building $132,700
2023	$1,374.00	$24,400 Land $1,800 Building $22,600	$128,600 Land $9,400 Building $119,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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